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PayPal: Pay in 3 reviews

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4.93
Based on 48,461 reviews, last reviewed 9th May 2026
2463400% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great application Great. Excellent service. Easy to use. I always use PayPal as an option when buying on line Reviewed on: 9th May 2026
Shirley 's avatar
Shirley

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48461)

Simple - how I like it!

5
My PayPal experience was and is always smooth and easy. The app is straight forward and pay in 3 means I can get more expensive things without worrying about money as much! Makes life a lot simpler :) Reviewed on: 18th June 2024
Lorna H's avatar
Lorna H

PayPal pay in 3 is so convenient!

5
PayPal pay in 3 is so convenient. I always choose to pay with PayPal when available so as they intruded the pay in 3 scheme it was a must. From time to time I treat myself to items on my wish list and the pay in 3 makes it possible to purchase products that are just a bit out of my price range to pay full price. The payment schedules are clear and concise, making it easy to keep up with payments monthly. I would definitely recommend the scheme to friends and family. Reviewed on: 18th June 2024
Blessing O's avatar
Blessing O

Great, secure way to make payments.

5
Great, secure way to make payments. The Pay in 3 option is really useful too. Reviewed on: 18th June 2024
Jane S's avatar
Jane S

The pay in 3 is deceiving

5
The pay in 3 is deceiving, why do you have it as an option if you know it will decline? Reviewed on: 18th June 2024
Chelsey G's avatar
Chelsey G

PayPal Pay in 3 is one of the better of it's kind of...

5
PayPal Pay in 3 is one of the better of it's kind of credit. Whilst other providers are unregulated, I feel PayPal has more regulation with it's borrowing. Reviewed on: 18th June 2024
Amy D's avatar
Amy D

Very handy!

5
Very handy option that makes buying things much simpler / easier to do! Reviewed on: 17th June 2024
Hannah 's avatar
Hannah

Very useful

5
Been using pay in 3 for years. Brilliant when wanting to spread the cost of larger payments/emergancy purchases. Find it a very useful tool when it’s used responsibly. Reviewed on: 17th June 2024
CTAD's avatar
CTAD

LE BEST THING PAYPAL.

5
I was very happy to find out about the pay in 3 so I use it more often to buy expensive bills and I love it I want that to prosper. Thanks PayPal for this pay in 3 Reviewed on: 17th June 2024
FERNANDEZ's avatar
FERNANDEZ

PayPal!!

5
Flexible, good customer service, easily accessible and allows me to purchase things over time with no interest. Reviewed on: 17th June 2024
Rachel 's avatar
Rachel

Excellent service

5
I have always had a good experience with PayPal and if there are any problems they are quickly sorted out to my satisfaction. I have been with paypal for years and expect to be with them for many more. Excellent service. Reviewed on: 17th June 2024
Catrina Jeffreys's avatar
Catrina Jeffreys

Review PayPal: Pay in 3 now

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