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PayPal: Pay in 3 reviews

4.93
Based on 48,324 reviews, last reviewed 9th May 2026
2450700% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

First choice for online payments When I buy something online PayPal is always my first choice for payment. The security of knowing your money is safe is very reassuring. Reviewed on: 9th May 2026
Robert M's avatar
Robert M

Latest lowest rating:

2

Sometimes hard to get refunded when dodgy sellers ge... Sometimes hard to get refunded when dodgy sellers get throu alot of having to prove this and that to prove eathier item didnt show or damaged security... Read more Reviewed on: 9th May 2026
Kerry R's avatar
Kerry R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48324)

Easy to use, very convenient and simple to use

4
Easy to use, very convenient and simple to use Reviewed on: 17th June 2024

I prefer the pay in 3 option as it allows those on f...

5
I prefer the pay in 3 option as it allows those on fixed finances the option to spred the load. Reviewed on: 17th June 2024

Really easy to use.

5
Really easy to use. Good service. Reviewed on: 17th June 2024

Easy to use and understand.

5
Easy to use and understand. Well informed about upcoming payments. Reviewed on: 17th June 2024

very handy to be able to split payments into 3 chunk...

5
very handy to be able to split payments into 3 chunks interest free Reviewed on: 17th June 2024

Painless process when spending £99 or more.

5
Painless process when spending £99 or more. Emails keep you informed of payments due etc. App is very useful for more detailed information. Reviewed on: 17th June 2024

Great way to share costly items

5
Pay in 3 is a great way to share the cost especially on more expensive items. No interest to pay. Reviewed on: 17th June 2024

PayPal is secure and reliable.

5
PayPal is secure and reliable. I can make purchases using PayPal even when I don't have my payment cards with me because they're registered with PayPal. Reviewed on: 17th June 2024

Excellent free service

5
Being on a fixed income, Pay in 3 is often a great way to obtain goods etc. It's a bit like saving up for three months but not having to wait for what you require. Reviewed on: 17th June 2024

Easy way to spread payments

5
I think it’s great you can break down your payments and pay over a period of time I have always had great service and when I have had an issue it has been resolved very quickly Reviewed on: 17th June 2024

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