Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (43027 reviews)

View other PayPal products

4.93

Based on 43,027 reviews, last reviewed 5th May 2026

1949500% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Champions Very good and it very convenient I will recommend to everyone Reviewed on: 5th May 2026

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (43027)

Used it regularly and has been helpful

Used it regularly and has been helpful Reviewed on: 10th June 2024

Very easy way to purchase items , very easy to navig...

Very easy way to purchase items , very easy to navigate the app , I would highly recommend Reviewed on: 10th June 2024

Great free service to spread payments

Great free service to spread payments Reviewed on: 10th June 2024

What’s not to like???

I love pay in 3, it’s such an easy process and spreads the cost making it more manageable and it’s free !! Who doesn’t love a freebie Reviewed on: 10th June 2024

Its been good using paypal.

Its been good using paypal. Good customer service and easy to use when paying for shooping Reviewed on: 10th June 2024

A very good service the pay pal 3 in one and 4 month...

A very good service the pay pal 3 in one and 4 months 0% credit options are very convenient to buy things and settle the amount of credit. This is very helpful full to purchase things if we don’t have cash in hand. Reviewed on: 10th June 2024

Hassle free transactions

It has been very easy experience and easy way to split payments into smaller amounts. Reviewed on: 10th June 2024

Highly recommend PayPal!

I have been using PayPal for over 10 years and they have been amazing. If vendors offer PayPal as a payment options it is the only one I use, it is fast and safe, I feel protected. It is also a great way to send money to people such as businesses and friends and family. Reviewed on: 10th June 2024

Helps out when making purchases as I can spread cost...

Helps out when making purchases as I can spread cost and also clear balance quickly. I prefer this to using credit cards Reviewed on: 10th June 2024

It makes buying essentials less daunting.

It makes buying essentials less daunting. You’ll get a month when everything seems to run out, or your favourite item of clothing breaks - PayPal pay in 3 just makes it easier. Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

nextpay
from Next 4.25 from 12 reviews
Buy Now Pay Later
from Butter 4.50 from 2 reviews
next 3step
from Next 4.00 from 5 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Payments
from PayPal 4.91 from 3691 reviews
Credit card
from PayPal 4.90 from 70 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub