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PayPal: Pay in 3 reviews

4.93
Based on 43,023 reviews, last reviewed 5th May 2026
1949100% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

All ok love it Everything going fine. I love it . Very easy to use . To send money or receive money even pay in 3 for purchase so trustable Reviewed on: 5th May 2026
SJ's avatar
SJ

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (43023)

Excellent very good and easy service to use

5
Excellent very good and easy service to use Reviewed on: 10th June 2024

Absolutely brilliant experience!

5
Absolutely brilliant experience! Pay in 3 has helped me so much financially I wouldn't be where I am today without it. Reviewed on: 10th June 2024

No problems

4
No problems quick and easy to apply. Comes in handy for budgeting. Reviewed on: 10th June 2024

Great way to pay

5
Easy to use and easy to understand, an excellent way to pay with many protections in place Reviewed on: 10th June 2024

It looks s hard to get hold of customer service...

4
It looks s hard to get hold of customer service Reviewed on: 10th June 2024

Convenient and helpful

5
Well basically not all of us can afford straight out payments , so pay in 3 is convenient for people like myself and others who struggle financially. Reviewed on: 10th June 2024

Really good service and helps with easier small inst...

5
Really good service and helps with easier small instalment payments. I have used it a few times now not had any problems with it. They advice you inadvance when payment will come out. Reviewed on: 10th June 2024

Difficult to understand balances some of the time.

5
Difficult to understand balances some of the time. Reviewed on: 10th June 2024

Fast an easy

5
Use it all the time, quick fast and easy Reviewed on: 10th June 2024

Helps to spread costs of an purchase

5
It helps me to spread costs of an purchase over the short term therefore helping me to budget more expensive purchase items more efficiently Reviewed on: 10th June 2024

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