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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (42607 reviews)

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4.93

Based on 42,607 reviews, last reviewed 3rd May 2026

1910200% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

pay by 3 its worry free . when funds are a little tight the pay in 3 is excellent on the pocket Reviewed on: 3rd May 2026

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42607)

Buy what you want, spread the cost

Paypal pay in 3 let's me buy what I like, and makes it affordable for me. It has strengthened my credit rating and I love using it. I have never paid a late fee! Reviewed on: 9th June 2024

Life saver

Very positive with Flexi payments for the bigger items Reviewed on: 9th June 2024

Very good to pay in 3 helps so much

Very good to pay in 3 helps so much Reviewed on: 9th June 2024

PayPal is like an old, reliable friend.

PayPal is like an old, reliable friend. It doesn't let you down. Easy to navigate platform. Reviewed on: 9th June 2024

Because pay 3time give you chance to spread your pay...

Because pay 3time give you chance to spread your payment without no problem. Reviewed on: 9th June 2024

I have always used pay in 3 and find it very helpful...

I have always used pay in 3 and find it very helpful as it helps spread the cost of items I could not add if paying all in one. Reviewed on: 9th June 2024

Easy shooping

PayPal has helped me plan my shopping and finance them with ease of pressure Reviewed on: 9th June 2024

PayPal as being helping me and my kids during hardsh...

PayPal as being helping me and my kids during hardship to purchase and pay in 3. Reviewed on: 9th June 2024

PayPal pay in 3is a great way to manage big purchase...

PayPal pay in 3is a great way to manage big purchases over time , no interest which allows people to avoid long term increasing debt Reviewed on: 9th June 2024

Pay in 3 is a convenient way to spread the cost inte...

Pay in 3 is a convenient way to spread the cost interest free! Reviewed on: 9th June 2024

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