Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 42,555 reviews, last reviewed 3rd May 2026
1905300% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I can always trust my money Is safe with PayPal. I can always trust my money Is safe with PayPal. Reviewed on: 3rd May 2026
Laura S's avatar
Laura S

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (42555)

I made a brilliant choice when I chose PayPal

5
Great experience and pay in 3 brilliant idea no interest. If you have a problem with someone/something you have bought PayPal will assist you. I have used PayPal in 3 and it really does work, no hidden fees to pay. I have also had a couple of times where what I have bought through PayPal isn’t what I ordered and they have managed to get me a full refund. I’m going through one at the moment as the seller hasn’t sent me what he was advertising and I’m sure that I will get my money back with the assoc PayPal Thank you PayPal Reviewed on: 9th June 2024

It’s very helpful if you want to get the stuff you n...

5
It’s very helpful if you want to get the stuff you need and can budget the payments over 3 months with no interest Reviewed on: 9th June 2024

Always fantastic , and easy to access

5
Always fantastic , and easy to access Reviewed on: 9th June 2024

very easy and convenient to use.

4
very easy and convenient to use. Reviewed on: 9th June 2024

Spreading the cost, means you can buy more

5
Spreading the cost helps as you can purchase more items and makes you be able to as affordable Reviewed on: 9th June 2024

Overall good but it's annoying that the money comes...

4
Overall good but it's annoying that the money comes out of your bank and not your PayPal balance and takes days to clear should be instant Reviewed on: 9th June 2024

No problems, purchases went through without any diff...

5
No problems, purchases went through without any difficulties. Reviewed on: 9th June 2024

Safer secure way to pay

5
PayPal is a safer more secure way to pay and having the option to split the cost into three smaller payments is perfect Reviewed on: 9th June 2024

Very smooth process and easy to understand

5
Very smooth process and easy to understand Reviewed on: 9th June 2024

Use it all the time which help with life

5
Use it all the time which help with life Reviewed on: 9th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review