Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 74,859 reviews, last reviewed 21st Jun 2026
4944700% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great experience with PayPal Great experience with PayPal for protection of money Reviewed on: 21st June 2026
Seb C's avatar
Seb C

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (74859)

0% interest was convenient and helpful to spread the...

4
0% interest was convenient and helpful to spread the cost of holiday Reviewed on: 5th May 2026
Man's avatar
Man

Wonderpay!

5
I was surprised to see the option for paypal pay in three for my robotics kit and i thought there’d be some vague term that I needed to sign. I was pleasantly surprised to see how easy it was. You just click a button like you’d normally use to pay and it gets bought. It’s super easy to track the transaction and the progress of your payment, and not only did it take the money automatically (without the hassle), but I could also pay early which just made the whole thing so easy. 0% interest too? Come on…! Reviewed on: 5th May 2026
Jamal O's avatar
Jamal O

So useful!

5
It’s so useful to have when you don’t want to pay in full for something, especially when certain websites don’t offer a buy now pay later/installment plan of their own. It’s also easy to use which is great. Reviewed on: 5th May 2026
Nay's avatar
Nay

Can be so very frustrating!

3
Had a bad experience when trying to pay a lawyer in Philippines. Got passed around from pillar to post and couldn't get a decent answer from the assistants on the phone. They can't tell me to do the same thing I'd already done. Got that eventually but it took about three weeks. Reviewed on: 5th May 2026
Mark R's avatar
Mark R

Very good customer service

5
They have always helped me when it comes to refunds Reviewed on: 5th May 2026
SUE B's avatar
SUE B

Pleased to use it,great experience,thanks

5
Pleased to use it,great experience,thanks Reviewed on: 5th May 2026
Naseer A's avatar
Naseer A

Never any problems, easy to access

5
Never any problems, easy to access Reviewed on: 5th May 2026
Samantha Creek's avatar
Samantha Creek

Problem free - I've never had to ask for help!

5
Problem free - I've never had to ask for help! Reviewed on: 5th May 2026
Adam Nelmes's avatar
Adam Nelmes

Pay in 3:PayPal

5
I’ve never had an issue with anything. Have always had reminders when the next payment is due so I am aware of when the money is coming out. Reviewed on: 5th May 2026
Colette E's avatar
Colette E

Trust in PayPal

5
I trust pay pal .... had it for years on Ebay and other shop platforms and have always known my transactions have been safe and secure and if there has been any problems pay pal are covered i wouldn't use any body else iv even used the pay in 3 when I wasn't able to afford a single payment ....brilliant a great addition Reviewed on: 5th May 2026
Maxine H's avatar
Maxine H

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill