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PayPal: Pay in 3 reviews

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4.93
Based on 39,367 reviews, last reviewed 26th Apr 2026
1605100% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use It’s easy to use and transfer money to friends and the cash back is a nice bonus Reviewed on: 26th April 2026
Emily L's avatar
Emily L

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39367)

I always use pay for 3 as it helps stop such a hit t...

5
I always use pay for 3 as it helps stop such a hit to the bank balancing being able to pay over 3 months, probably wouldn’t buy big ticket items if I had to pay it all off at the one time. So easy to use and don’t have to worry about it coming off as it give you notice if it doesn’t come off and doesn’t affect your credit rating Reviewed on: 4th June 2024
Genna S's avatar
Genna S

Very easy to use and best thing is paypal is a very...

5
Very easy to use and best thing is paypal is a very secure way to shop all around the world and worry less Reviewed on: 4th June 2024
T k's avatar
T k

I can’t say nothing except excellent

5
I had an excellent experience using PayPal for my recent purchase. The transaction was smooth and secure, and I appreciated the ease of use and quick processing time. PayPal's buyer protection gave me confidence in my purchase, and their customer service was prompt and helpful when I had a query. Overall, PayPal made my online shopping experience hassle-free and enjoyable. Highly recommend. Reviewed on: 4th June 2024
mehdi kalantari's avatar
mehdi kalantari

It was a wonderful experience with a rest of mind...

5
It was a wonderful experience with a rest of mind Reviewed on: 4th June 2024
Oluwaseun's avatar
Oluwaseun

Pay In Three For Me!

5
Great flexible service, very useful for spreading the cost of large purchases. Reviewed on: 4th June 2024
Stephen Jones's avatar
Stephen Jones

Freedom of flexibility.

5
Freedom of flexibility. allows you to pay in 3 months interest free. Flexible in preference in how to pay off the credit. Reviewed on: 4th June 2024
Abs k's avatar
Abs k

Very handy to split the payments.

5
Very handy to split the payments. Reviewed on: 4th June 2024
Valentina B's avatar
Valentina B

I have used PayPal for over 15yrs now, with no...

5
I have used PayPal for over 15yrs now, with no issues Reviewed on: 4th June 2024
Kirsti 's avatar
Kirsti

5 star rating

5
Love PayPal credit helps me get things I need and gives me time to pay excellent service Reviewed on: 4th June 2024
Annette monaghan's avatar
Annette monaghan

PayPal Pay in 3 - spending the smart way..

5
Efficient payment method with excellent back up customer service Reviewed on: 4th June 2024
nsw's avatar
nsw

Review PayPal: Pay in 3 now

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