Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 39,411 reviews, last reviewed 26th Apr 2026
1609200% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great and easy to use Love using PayPal its safe and easy to use Reviewed on: 26th April 2026
Izzy's avatar
Izzy

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (39411)

Fantastic feature

5
I’ve used it for several years and have never had issues, anytime I’ve had concerns or issues I was able to easily get in touch with their customer service team to get assistance. It’s also quick and easy to set up during checkout. Reviewed on: 4th June 2024

simple to use saves paying all at once so you can bu...

5
simple to use saves paying all at once so you can budget monthly better and you get reminders when payments due so you don't forget Reviewed on: 4th June 2024

Pay in 3, just great!

5
I love PayPal, especially Pay in 3,helps me to spread the cost of treats here n there Reviewed on: 4th June 2024

PayPal: Pay in 3 is absolutely amazing!

5
PayPal: Pay in 3 is absolutely amazing! Whenever I feel like I’m short on money I’m able to still purchase everything I need and not feel guilty about it. It’s good enough since I don’t have to pay ridiculous amounts for credit and I’m able to pay everything off within 3 months or sooner if I’m able to! I love it! Reviewed on: 4th June 2024

Easy to use and easy process to follow.

5
Easy to use and easy process to follow. Reviewed on: 4th June 2024

Easy way to manage your budget

5
Affordable pay in 3 payments help me to purchase items and spread the cost Reviewed on: 4th June 2024

Great way to spreading cost, making buying thing eas...

5
Great way to spreading cost, making buying thing easier & manageable which I use in a regular basis Reviewed on: 4th June 2024

My PayPal experience has always been trouble free an...

5
My PayPal experience has always been trouble free and I have confidence in using it Reviewed on: 4th June 2024

Great service

5
Never had any issues, very easy to use. Contacting customer support is easy too and I had immediate replies. Very reliable. Reviewed on: 4th June 2024

Handy pandy

5
Very handy especially coming up to payday Reviewed on: 4th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 65 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3686 reviews
    PayPal
    View all products