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PayPal: Pay in 3 reviews

4.93
Based on 37,532 reviews, last reviewed 22nd Apr 2026
1431200% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
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5%
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1%
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0%
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Latest highest rating:

5

Convenient but needs improvement in refunds I’ve been using PayPal Pay in 3 and overall it’s a convenient way to split payments without immediate financial pressure. The setup is simple and paym... Read more Reviewed on: 22nd April 2026
Muhammad Sohaib Ijaz's avatar
Muhammad Sohaib Ijaz

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026
Jo's avatar
Jo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37532)

A great option for those who are on a budget!

5
An easy way to spread the cost of items without incurring interest! My only complaint is that I don’t always get the option to choose pay in 3, sometimes paypal doesn’t offer me the option to go to select pay in 3. But overall good when I get option to do so! Reviewed on: 2nd June 2024

All I can say about my experience with PayPal is tha...

5
All I can say about my experience with PayPal is that it’s Easy! Reviewed on: 2nd June 2024

Very easy to use , app is easily downloaded and paym...

5
Very easy to use , app is easily downloaded and payment comes out automatically.Most merchants use PayPal now so even better Reviewed on: 2nd June 2024

Affordable payments

5
Makes things more affordable and you have the security of paying by paypal Reviewed on: 2nd June 2024

Easy to set up, use and affordable !

5
Easy to set up, use and affordable ! Reviewed on: 2nd June 2024

Happe with chance to use this service

5
Use quite often this service and I'm happy. Give a chance to buy more products I time when you need but struggling with money in this time.dont have to pay Interest too. Reviewed on: 2nd June 2024

Easy and convenient

5
Easy and convenient, very quick to set up Reviewed on: 2nd June 2024

Easy to use.

5
Easy to use. Always quick and securely login. Reviewed on: 2nd June 2024

pay in three helped me a lot when i was struggling,...

5
pay in three helped me a lot when i was struggling, it helped me buying things that i wanted but that i couldnt afford fully at that time ! Reviewed on: 2nd June 2024

Great service and always on hand to help

5
Great service and always on hand to help Reviewed on: 2nd June 2024

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