Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 37,134 reviews, last reviewed 22nd Apr 2026
1393400% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for budgeting and spreading the load This Pay in 3 is a great idea and really helps to budget - my wife and I have 10 children between us and 7 beautiful grandchildren…. Being able to man... Read more Reviewed on: 22nd April 2026
Kevin W's avatar
Kevin W

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (37134)

Review paypal

5
Great way to spread the cost to make items more affordable Reviewed on: 1st June 2024

Excellent experience, quick, fast and effective allo...

5
Excellent experience, quick, fast and effective allowing me to access and purchase items that I normally wouldn’t be able to with a great payment plan Reviewed on: 1st June 2024

100/10 would recommend

5
I find using PayPal so much more secure then straight from my banks and have peice of mind when paying for online shops and sending money to mates and family Reviewed on: 1st June 2024

Great experience and allows to spread the cost

5
Great experience and allows to spread the cost Reviewed on: 1st June 2024

Simple to use and explained easily.

5
Simple to use and explained easily. It's also rather useful as it allows the customer to buy things they may not be able to pay the full amount for in one go. Reviewed on: 1st June 2024

Helpful with all

5
Thank you you have helped me get things I need and with great customer service always there to help Reviewed on: 1st June 2024

PayPal has always been an excellent way for paying f...

5
PayPal has always been an excellent way for paying for things with good protection and always helpful with any issues Reviewed on: 1st June 2024

The best financial helper

5
I have not had a problem with it. Reviewed on: 1st June 2024

Allows me to indulge in purchases I otherwise wouldn...

5
Allows me to indulge in purchases I otherwise wouldn’t be able to buy all in one month by spreading the cost over 3 months Reviewed on: 1st June 2024

Great and seamless no problems at all

5
Great and seamless no problems at all Reviewed on: 1st June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review