Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 70,046 reviews, last reviewed 15th Jun 2026
4488600% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good service when it works. Good service when it works. Otherwise they just make things unnecessarily difficult, which makes you not want to use their services. Reviewed on: 15th June 2026
Mr RL's avatar
Mr RL

Latest lowest rating:

1

Get rid!! After many years of using PayPal, I have now stopped using the service entirely and intend to close my account due to the poor handling of a payment d... Read more Reviewed on: 15th June 2026
Kasie's avatar
Kasie

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (70046)

Paypal is easy, efficient and reliable.

5
Paypal is easy, efficient and reliable. I trust the process. Reviewed on: 10th May 2024

It has been great great value for money it has helpe...

5
It has been great great value for money it has helped me immensely Reviewed on: 10th May 2024

I enjoy Paypal credit Option.

5
I enjoy Paypal credit Option. It is great that you can enjoy the purchase and pay the amount back in up to 4 months without paying any interest. Reviewed on: 10th May 2024

It’s a good way to be able to afford something you n...

5
It’s a good way to be able to afford something you need by spreading the cost. As a lot of things aren’t affordable to pay straight so it’s a good piece of kit to have available Reviewed on: 10th May 2024

Women’s The best shopping virtual mate ;)

5
The best shopping deals :) Especially for women who like shopping sales and flexible payments! I’m using PayPal from more than 10 years and I can not be more happy with PayPal Service :) Reviewed on: 10th May 2024

Very helpful in times of need, especially during thi...

5
Very helpful in times of need, especially during this crisis as everything is becoming expensive. Highly recommend to anyone when you need to purchase something willingly or unexpectedly. Straightforward process and nothing too complicated. I always use Pay in 3 instead of credit card if the website has that option. Reviewed on: 10th May 2024

So easy to use!

5
So easy to use! I love being able to pay with one password instead of entering all my details. Also the pay in 3 feature has been really handy for unexpected purchases Reviewed on: 10th May 2024

Great experience.

5
Great experience. Easy to use and quick setup. Reviewed on: 10th May 2024

Really like the Pay in 3 option, so easy

5
Really like the Pay in 3 option, so easy Reviewed on: 10th May 2024

Easy to use and brilliant helping when need to split...

5
Easy to use and brilliant helping when need to split a payment Reviewed on: 10th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 138608 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3748 reviews
    PayPal
  • Credit card

    from PayPal 4.71 from 97 reviews
    PayPal
    View all products