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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (36682 reviews)

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4.93

Based on 36,682 reviews, last reviewed 21st Apr 2026

1350800% increase in 5 star reviews

in the past 90 days

2500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Been using this for so many years, have had no issue... Been using this for so many years, have had no issues at all, simply the best Reviewed on: 21st April 2026

Latest lowest rating:

2

Sometimes people pay later or pay free doesn’t work Sometimes people pay later or pay free doesn’t work Reviewed on: 21st April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (36682)

Pay in 3, A Great Way To Pay in Installments

Pay in 3 is a great way to pay for things in installments, it makes things more accessible and also is a fixed direct debit over 3 months. PayPal is proactive in informing about upcoming payments and for labelling each pay in 3 transacfion Reviewed on: 31st May 2024

I think the payment options are good.

I think the payment options are good. The app can be improved a lot more though. It needs to be more easier to understand where what money is, how much is owed when so I don’t fall in the trap of paying interest Reviewed on: 31st May 2024

PayPal has saved me money and is so convenient for s...

PayPal has saved me money and is so convenient for sending money to friends and family Reviewed on: 31st May 2024

Paypal credit is great.

Paypal credit is great. It's easy and simple to use with no need to pay any interest. We always use this whenever we need to stretch out an unexpected payment. It's quick and easy and your payments are automatically made. Highly recommend Reviewed on: 31st May 2024

it a very good service pay in 3 priovides but it wou...

it a very good service pay in 3 priovides but it would be better if you could pay money towards it before the next pay date is due. Reviewed on: 31st May 2024

Just so easy to navigate, Paypal do all the hard wor...

Just so easy to navigate, Paypal do all the hard work while also leaving you in full control of the financial decisions. The beauty of Pay in 3 is that you can buy the item you want but keep your money in your account and just pay off the total cost in three payments over three months at 0% interest Reviewed on: 31st May 2024

Its always been easy to complete transactions

Its always been easy to complete transactions Reviewed on: 31st May 2024

Excellent service.

Excellent service. Easy to set up pay in 3 for purchases. Reviewed on: 31st May 2024

PayPal pay in 3

I’ve been using PayPal for shopping or payments and it’s so helpful to split payments. Reviewed on: 31st May 2024

I always get someone on the phone in seconds and I g...

I always get someone on the phone in seconds and I get the best advice too. Reviewed on: 31st May 2024

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