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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 57,706 reviews, last reviewed 8th Jun 2026
3328300% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent payment method when you can not afford the... Excellent payment method when you can not afford the full amount. Reviewed on: 8th June 2026
Ashley L's avatar
Ashley L

Latest lowest rating:

2

I loved pay in 3 for ages but suddenly i keep gettin... I loved pay in 3 for ages but suddenly i keep getting refused even tho i never missed a payment so im not happy with pay in 3 Reviewed on: 7th June 2026
Anne M's avatar
Anne M
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (57706)

Easy to use and takes the payments automatically.

4
Easy to use and takes the payments automatically. Reviewed on: 7th April 2026
D S's avatar
D S

Easy to set up and understand

5
Very easy to set up and to understand how much to pay and by when. Reviewed on: 7th April 2026
Larisa 's avatar
Larisa

PayPal, Pay-in-3 initiative is superb

5
PayPal, Pay-in-3 initiative has really saved from the embarrassment of not having enough money to offset a service as lump-sum. I have used this service a number of times and I am still enjoying the product. PayPal arbitrates very well if there's a dispute between you, as customer a d a merchant. I proudly recommend PayPal to all and sundry. Reviewed on: 7th April 2026
Johnson A's avatar
Johnson A

Always happy with PayPal

5
Very easy to use, never any problems. Reviewed on: 7th April 2026
J G's avatar
J G

The pay in 3 has been great for me.

5
The pay in 3 has been great for me. Knowing I can still make the purchases I want and spread the cost interest free is one of my favourite features of pay pal. Pay pal automatically take each payment out on the same day each month in three equal payments so I don’t have to anything. Reviewed on: 7th April 2026
Jen 's avatar
Jen

..its a great credit facility

5
It’s so easy to use for larger purchases it’s excellent having the 3 month payment plan option I also have the 4 month plan available these accounts can be set up very quickly if you meet the criteria I also have piece of mind that PayPal is safe and secure Reviewed on: 7th April 2026
Carole 's avatar
Carole

Very reliable service easy to use

4
Very reliable service easy to use Reviewed on: 7th April 2026
Cheryl m's avatar
Cheryl m

I love how easy it's to use PayPal and it's widely a...

5
I love how easy it's to use PayPal and it's widely accepted. Reviewed on: 7th April 2026
KT's avatar
KT

Easy to use and helpful.

5
Easy to use and helpful. Appreciated. Reviewed on: 7th April 2026
Michelle H's avatar
Michelle H

Currently use PayPal pay in 3 on a regular basis, ve...

5
Currently use PayPal pay in 3 on a regular basis, very helpful and easy to use. Reviewed on: 7th April 2026
Stevie g's avatar
Stevie g

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