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PayPal: Pay in 3 reviews

4.76
Based on 57,711 reviews, last reviewed 8th Jun 2026
3328800% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have used for years never let me down Have used for years never let me down Reviewed on: 8th June 2026
Lee's avatar
Lee

Latest lowest rating:

2

I loved pay in 3 for ages but suddenly i keep gettin... I loved pay in 3 for ages but suddenly i keep getting refused even tho i never missed a payment so im not happy with pay in 3 Reviewed on: 7th June 2026
Anne M's avatar
Anne M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (57711)

The app is so easy

5
The app is so easy to use and straightforward. You can make payments easily if you wish to pay early Reviewed on: 7th April 2026

PayPal makes it easy and PayPal easy as pie

5
PayPal makes it easy and convenient to pay for things Reviewed on: 7th April 2026

Efficient and secure money management

5
I use PayPal for purchases, usually upright payments, but also occasionally “pay in 3” for large purchases. Love the ease of setting up interest free purchases. I also use it for Apps that pay out and eBay sales. It just feels safer than giving out bank details. Definitely recommend. Reviewed on: 7th April 2026

Very secure payment and offer payment plan.

5
Very secure payment and offer payment plan. Reviewed on: 7th April 2026

Fantastic service

5
The service you received from PayPal is excellent and the new pay in three was a great idea I've used on many occasions spreading the cost of an item over three months is a game changer. Reviewed on: 7th April 2026

Stress free and easy to manage

5
Pay in 3 is a great way to purchase items that you cannot afford up front. It’s very easy to use and you are prompted just before your payments are due Reviewed on: 7th April 2026

Pay in 3 makes it easy to make larger purchases

5
Pay in 3 makes it easy to make larger purchases Reviewed on: 7th April 2026

my no 1 app for transferring and paying off.

5
my no 1 app for transferring and paying off. really good! Reviewed on: 7th April 2026

Absolutely enjoy the PayPal plus and building points...

5
Absolutely enjoy the PayPal plus and building points on my expenditure. Bravo. Reviewed on: 7th April 2026

Shortest time to application prossess

5
Shortest time to application prosess Reviewed on: 7th April 2026

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