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PayPal: Pay in 3 reviews

4.93
Based on 35,567 reviews, last reviewed 19th Apr 2026
1246300% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had PayPal for years and always recommend it, it’s a... Had PayPal for years and always recommend it, it’s also simple to use Reviewed on: 19th April 2026
Colleen B's avatar
Colleen B

Latest lowest rating:

2

One minute I get pay in 3 then I don’t. One minute I get pay in 3 then I don’t. Reviewed on: 19th April 2026
Jimmy A's avatar
Jimmy A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35567)

I enjoy using paypal pay in 3 as it allows me to spl...

5
I enjoy using paypal pay in 3 as it allows me to split up costs and seeing less leave my bank. Only negative I can say is the money being debited a few days later as for klarna usually shows right away however it doesnt fault it for me as pay in 3 is wonderful for me. Reviewed on: 27th May 2024

PayPal service is top quality

5
Amazing service that allows you to buy the things you need (e.g. Furnishing your home and great gifts) while helping budget over time. Reviewed on: 27th May 2024

So far PayPal has been really supportive.

5
So far PayPal has been really supportive. I have never had any issue with them. Reviewed on: 27th May 2024

It’s easy to use when times are a little hard.

5
It’s easy to use when times are a little hard. Spreading the cost is beneficial to some families! Reviewed on: 27th May 2024

excellent service

5
I am very happy to find PayPal 3, an excellent service Reviewed on: 27th May 2024

I was using pay in 3 more than 10 times now.

5
I was using pay in 3 more than 10 times now. Helps a lot with budgeting and it's 0%. Take on click therefore perfect for me Reviewed on: 27th May 2024

Pay in 3 gets you out of a tight spot...

5
Pay in 3 gets you out of a tight spot Reviewed on: 27th May 2024

Helpful and understanding and great at times if fina...

5
Helpful and understanding and great at times if financial struggles.. Reviewed on: 27th May 2024

PayPal pay in 3

5
PayPal pay in 3 is perfect for spreading the cost of your essential items as well as gifts for yourself and others without having to pay any extra interest Reviewed on: 27th May 2024

Very convenient and reliable.

5
Very convenient and reliable. I am so excited for the future. Reviewed on: 27th May 2024

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