Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 31,976 reviews, last reviewed 8th Apr 2026
909600% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amongst the best and most transparent PayPal is amongst the simplest and most transparent way to spend money online and in store. The pay in three option is super handy and the credit opti... Read more Reviewed on: 8th April 2026
Fabio Z's avatar
Fabio Z

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (31976)

I often use PayPal in 3 for unnecessary luxuries, it...

5
I often use PayPal in 3 for unnecessary luxuries, it’s easy a quick and worry free Reviewed on: 12th May 2024

all good experiences with pay in 3, never had a prob...

5
all good experiences with pay in 3, never had a problem, easy to plan finances with this system Reviewed on: 12th May 2024

Helped me out massively when I needed to buy somethi...

5
Helped me out massively when I needed to buy something I struggled to afford Reviewed on: 12th May 2024

One of the easiest services to use.

5
One of the easiest services to use. Great way to pay Reviewed on: 12th May 2024

Great way to pay!

5
Have always had good experiences using PayPal, excellent customer service and always treat customers fairly and reasonably in resolving disputes. Reviewed on: 12th May 2024

Paypal Easy to use, fast, intuitive app, pay in 3

5
Easy to use, fast, intuitive app, pay in 3 is a great idea to spread high price items. Paying for goods simple. It cannot be beaten try it now! Reviewed on: 12th May 2024

Excellent

5
I have had a good experience with PayPal Reviewed on: 12th May 2024

Credit limit can be increased more often.

5
Credit limit can be increased more often. Pay in 3 can be Increased to pay in 6 Reviewed on: 12th May 2024

So easy to use and very helpfully.

5
So easy to use and very helpfully. Reviewed on: 12th May 2024

5 Stars!

5
No interest for 3 or 4 months is a good offer Reviewed on: 12th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review