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PayPal: Pay in 3 reviews

4.93
Based on 31,859 reviews, last reviewed 8th Apr 2026
898700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
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Latest highest rating:

5

Great Service Very easy and quick access and service. Reviewed on: 8th April 2026
Patstrain's avatar
Patstrain

Latest lowest rating:

1

Paypal is not just a financial friend for life it is... Paypal is not just a financial friend for life it is a financial bestie. From the day I opened my account I have had the financial security that comes... Read more Reviewed on: 7th April 2026
Irene C's avatar
Irene C

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (31859)

Easy payments easy set up nothing to complain about

5
Easy payments easy set up nothing to complain about Reviewed on: 11th May 2024

So easy to use, why wouldn’t you?

5
So easy to use, why wouldn’t you? Reviewed on: 11th May 2024

eCheques

4
Sometimes when eCheques take time to clear it can be inconvenient Reviewed on: 11th May 2024

Only use it if you can definitely afford it

3
I’ve used it a couple of times, when I was tight for money and wanted to keep some cash at hand. Only use it if you can afford to. Don’t get caught out by the later payments if you are tight for money at the moment. Reviewed on: 11th May 2024

It’s good to have that service available

5
It’s good to have that service available Reviewed on: 11th May 2024

PayPal and smart spending

5
PayPal have become a major part of my daily financial management as it provides good quality service. Reviewed on: 11th May 2024

Staff ok English very bad for telephone staff hard t...

5
Staff ok English very bad for telephone staff hard to understand Reviewed on: 11th May 2024

I've been using Pay in 3 for years!

5
I've been using Pay in 3 for years, there's a safe element knowing if something goes missing or I change my mind if its a gift I can rely knowing there's someone there to investigate or return an item without spending such a huge amount. Reviewed on: 11th May 2024

It's helped me

5
It's helped me purchase things I need while balancing my finances Reviewed on: 11th May 2024

So easy to use and allow budgeting for slightly larg...

5
So easy to use and allow budgeting for slightly larger purchases… Reviewed on: 11th May 2024

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