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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 31,976 reviews, last reviewed 8th Apr 2026
909600% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amongst the best and most transparent PayPal is amongst the simplest and most transparent way to spend money online and in store. The pay in three option is super handy and the credit opti... Read more Reviewed on: 8th April 2026
Fabio Z's avatar
Fabio Z

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
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MT
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (31976)

Due to the rising costs and cost of living crisis I...

5
Due to the rising costs and cost of living crisis I rely heavily on my pay in threes as it enables me to still feed my family a good food shop for the month and splitting the cost without having to subsidise on healthy food for the lower cost of cheaper, less healthy food. I am also able to use my pay in threes to take the kids to a theme park or something in the half terms that would otherwise cripple me for months financially if I had to pay it all out in one go. Because of pay in threes my children can experience activities and be well fed - just like I was as a child, they will remember our time together as good and wholesome where I am not stressed out about money all the time. Being on a minimum wage is tough, it really is but pay in threes have eased the burden and helped me be a better mother and I really am extremely grateful. Reviewed on: 11th May 2024
Amber 's avatar
Amber

A great way too pay!

5
Just great to split the total over a couple of months. So you don't have to take a big purchase hit all at once. Reviewed on: 11th May 2024
Nik H's avatar
Nik H

PayPal has helped me out of many MANY binds in the p...

5
PayPal has helped me out of many MANY binds in the past would highly recommend this Reviewed on: 11th May 2024
Benny L's avatar
Benny L

It's really good to be able to spread the cost of yo...

5
It's really good to be able to spread the cost of your orders. It makes it easier for all to enjoy nice things without hitting them in the wallet too badly Reviewed on: 11th May 2024
Christine B's avatar
Christine B

PayPal: Pay in 3

5
Easy to understand and manage, no interest charges. Reviewed on: 11th May 2024
AJ's avatar
AJ

Works great.

5
Works great. Handy when you need it. Reviewed on: 11th May 2024
Anthony A's avatar
Anthony A

Quick and easy to use, great communication

5
Quick and easy to use, great communication Reviewed on: 11th May 2024
Paula R's avatar
Paula R

Easy, seamless

5
My purchases have always been made easier Reviewed on: 11th May 2024
Kuda's avatar
Kuda

Great functionality and I often pay via PayPal bank...

5
Great functionality and I often pay via PayPal bank or credit. The communication has been great and any issues have been resolved promptly. I use PayPal whenever the option is available to me. Reviewed on: 11th May 2024
LS's avatar
LS

great for buying yourself investment purchases witho...

5
great for buying yourself investment purchases without leaving yourself too short for the month Reviewed on: 11th May 2024
Jenn W's avatar
Jenn W

Review PayPal: Pay in 3 now

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