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PayPal: Pay in 3 reviews

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4.93
Based on 32,043 reviews, last reviewed 8th Apr 2026
915900% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
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4%
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1%
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0%
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Latest highest rating:

5

Love it but need some improvement Love it but need some improvement Reviewed on: 8th April 2026
Muhened Chalaby's avatar
Muhened Chalaby

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
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MT
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (32043)

Very helpful

5
It's super helpful for me & my family Reviewed on: 11th May 2024
Emily 's avatar
Emily

Easy experience

5
Easy to use; I have never had a problem, so I have never had to contact customer service. Reviewed on: 11th May 2024
Margaret T's avatar
Margaret T

Comes in handy for paying for stuff.

5
Comes in handy for paying for stuff. Over time Reviewed on: 11th May 2024
John V's avatar
John V

Pre-approved, no nerves, no fuss, no hassle.

5
Pre-approved, no nerves, no fuss, no hassle. Most importantly - no interest. Reviewed on: 11th May 2024
Ovidiu T's avatar
Ovidiu T

I love it

5
I use it all the time. I started my own business and it helped me a lot and I continue to use it for business and personal items Reviewed on: 11th May 2024
Leanne 's avatar
Leanne

I use PayPal for everything

5
I love the pay in three options and pay nothing interest for four months, as I can't usually afford to buy big items outright so this really helps me to buy the things I want Reviewed on: 11th May 2024
Anita H's avatar
Anita H

Easy to set up and very easy to check your plan, spr...

5
Easy to set up and very easy to check your plan, spreading the cost over 3 months no interest is brilliant highly recommend. Reviewed on: 11th May 2024
Kara's avatar
Kara

Very easy and smooth

5
It was easy and smooth highly recommended definitely I will use it again it was my first time try it it’s safe Reviewed on: 11th May 2024
Nadia's avatar
Nadia

Convenient

5
I use PayPal credit and pay in 3 multiple times throughout the year, it’s very convenient, never had a problem with it and it’s good for my credit history. Reviewed on: 11th May 2024
david s's avatar
david s

My Pay In 3 Experiences!

5
My Pay In 3 Experiences have been very very good! I have been able to spend the money slowly when ordering shopping and it has allowed me to have money for other things that I have needed to pay until I get my next pay on payday! The simple steps to getting the pay in 3 feature is an amazing tool to help you save up money whilst paying off your online shops and other online purchases! Reviewed on: 11th May 2024
Brad G's avatar
Brad G

Review PayPal: Pay in 3 now

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