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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32092 reviews)

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4.93

Based on 32,092 reviews, last reviewed 9th Apr 2026

920400% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Expensive essentials possible with 3 smaller payments Pay in 3 with PayPal has allowed me to buy essential expensive items without leaving myself struggling financially. It breaks the total into 3 smaller... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32092)

Never had an issue and it has been easy peasy

Never had an issue and it has been so easy to navigate through the application and making the transaction. Recommended the application to a lot my friends who have now jumped into using it! Reviewed on: 11th May 2024

Customer service outsourced who all provide differen...

Customer service outsourced who all provide different information during exchanges of dialogue. Training must be incredibly lacklustre as responses vastly different from one person to another. They take over tickets assigned to other customer service staff and completely miss the mark where the last left off. It's a disgrace trying to reason with the live chat. Reviewed on: 11th May 2024

Good payment method for larger values

Good payment method for larger values Reviewed on: 11th May 2024

PayPal pay in 3 is a hassle free way of a splitting...

PayPal pay in 3 is a hassle free way of a splitting up one payment into three more manageable monthly chucks. As with any loan option there will be consequences for late payments. If you can afford the monthly payments, you're sitting pretty. Always think before you sign. Reviewed on: 11th May 2024

Pay In 3 More like 5 stars

I have always had the best handling and service from pay pal, the pay in 3 option has always helped with managing payments making life easier Reviewed on: 11th May 2024

Easy to use, takes minutes to complete your purchase

Easy to use, takes minutes to complete your purchase Reviewed on: 11th May 2024

Easy and safe to use.

Easy and safe to use. One of few I trust for online payments. Good app to control account. Reviewed on: 11th May 2024

I used Paypal pay in 3 several times and I never had...

I used Paypal pay in 3 several times and I never had any issues, my general experience with Paypal was really good. Reviewed on: 11th May 2024

Pay in three

Makes items alot more affordable Reviewed on: 11th May 2024

Excellent

Having the chance to split big purchases through 3 months, without interests, is simple amazing! Reviewed on: 11th May 2024

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