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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32098 reviews)

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4.93

Based on 32,098 reviews, last reviewed 9th Apr 2026

920900% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

If you want an efficent online payment system PayPal... If you want an efficent online payment system PayPal is the way to go. No messing about instant, Brilliant service and easy to set up. Reviewed on: 9th April 2026

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32098)

Really like the Pay in 3 option, so easy

Really like the Pay in 3 option, so easy Reviewed on: 10th May 2024

Easy to use and brilliant helping when need to split...

Easy to use and brilliant helping when need to split a payment Reviewed on: 10th May 2024

Never had any issues.

Never had any issues. Service is always perfect Reviewed on: 10th May 2024

It was really easy to set up and pay

It was really easy to set up and pay Reviewed on: 10th May 2024

This has helped me build my credit score and help sp...

This has helped me build my credit score and help split the cost of bigger purchases. Reviewed on: 10th May 2024

It’s great to pay in 3 rather than in one lump - wo...

It’s great to pay in 3 rather than in one lump - would prefer if there wasn’t a £30 minimum but Reviewed on: 10th May 2024

Pay in 3 to manage my budget

I've used Pay in 3 a few times. It's super easy to view my plan and see when my payments will come out but it allows me to break up the cost of a bigger purchase into something manageable within my monthly budget. Haven't need customer service as found it really clear and easy to use. Recommend Reviewed on: 3rd May 2024

Excruciatingly difficult to amend payment details

Excruciatingly difficult to amend subscription payment details. In the past I’ve found them to be good but had real issues lately with apple subscriptions. Reviewed on: 2nd April 2024

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