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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 55,988 reviews, last reviewed 1st Jun 2026
3168900% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Great way to make safe payments online and between f... Great way to make safe payments online and between family and friends Reviewed on: 1st June 2026
Mags A's avatar
Mags A

Latest lowest rating:

1

Not letting me check out without filling in a survey Not letting me check out without filling in a survey Reviewed on: 30th May 2026
Tanja B's avatar
Tanja B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (55988)

Very good customer service.

5
Very good customer service. Very secure for money Reviewed on: 6th April 2026
Emz O's avatar
Emz O

Excellent facility, but for one significant flaw . . .

5
Over the course of more than ten years' usage, I have found PayPal to be generally excellent, especially the new debit- and credit-cards ~ with the sole reservation that it has, on occasion, taken up to ten days (yes, really, over Christmas and New Year) to update my account(s) with transferred monthly payments, or supplementary deposits to cover an intended purchase ~ transfers which are immediately debited from my bank-account, but, unaccountably in an age of instant, digital data-exchange, then take several days to be credited as available by PayPal, even after appearing in the balance ~ quite incomprehensible, and, equally, indefensible . . . Reviewed on: 6th April 2026
MASTER's avatar
MASTER

Pay in 3 is a great way to spread the cost

5
Pay in 3 is a great way to spread the cost of an purchase. I tend to use it when purchasing slightly larger items and I want to be to ease out the cost. But I wouldn't keep buying more and more items with this method, I like to by one or two items and then ensure they are paid off before using the facility again, this ensures I don't overspend. Reviewed on: 6th April 2026
Robert Smith's avatar
Robert Smith

Great way of paying, gives you a little flexibility

5
Great way of paying, gives you a little flexibility Reviewed on: 6th April 2026
Royston M's avatar
Royston M

Pay in 3 and Paypal credit are really useful to spre...

5
Pay in 3 and Paypal credit are really useful to spread the cost of something without being charged interest. Reviewed on: 6th April 2026
Francesca C's avatar
Francesca C

Easy to use convenient and reliable

5
Easy to use convenient and reliable Reviewed on: 6th April 2026
Andy's avatar
Andy

Great can't fault always quick and easy

5
Great can't fault always quick and easy Reviewed on: 6th April 2026
Raj D's avatar
Raj D

Excellent credit line when needed with added purchas...

5
Excellent credit line when needed with added purchase protection. Reviewed on: 6th April 2026
Sammi's avatar
Sammi

Split payments

5
It allows me to purchase items without breaking the bank straight away. Reviewed on: 6th April 2026
LM's avatar
LM

Great options - easy to understand

5
Great options for credit and easy to select during most checkouts. Simple to understand options and terms Reviewed on: 6th April 2026
Daniel A's avatar
Daniel A

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