Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 32,177 reviews, last reviewed 9th Apr 2026
928500% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

i love the pay in 3 option as it gives people with a... i love the pay in 3 option as it gives people with a little less than some to still have the things they like Reviewed on: 9th April 2026
michelle m's avatar
michelle m

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (32177)

Very convenient.

5
Very convenient. Helped me spread the cost of lots of things, and it’s easy to set up and pay. Reviewed on: 11th May 2024

it's alright very convenient nice and quick to use l...

5
it's alright very convenient nice and quick to use lovely Reviewed on: 11th May 2024

Nice pay in tree

5
Pay in 3 is useful for managing finances and helping afford the bigger purchases Reviewed on: 10th May 2024

So quick & easy to use!

5
Very convenient & helps you make purchases more affordable! Reviewed on: 10th May 2024

Never had any issues and also helpful when need to b...

4
Never had any issues and also helpful when need to be contacted Reviewed on: 10th May 2024

Long Term payments done easy

5
It's super easy to use, the fact I can spread out expensive payments over a long period of time is really useful, especially during a period where I care more and more about what I'm spending. I used Pay in 3 to purchase some mountaineering equipment that I would not have been able to outrightly purchase due to it's expensiveness. Reviewed on: 10th May 2024

Straight forward and safe to use.

5
Straight forward and safe to use. Reviewed on: 10th May 2024

PayPal easy digital transaction

5
PayPal is better than ever, easy to use, efficient and reasonable value for money. Reviewed on: 10th May 2024

Good and safe.

5
Good and safe. Good credit options Reviewed on: 10th May 2024

Getting offered pay in 3 has been so handy, for time...

5
Getting offered pay in 3 has been so handy, for times I just can’t afford to pay the full amount.Todays fashion trends are changing daily it’s hard to keep up, pay in 3 allows me to stay trendy without breaking the bank. Reviewed on: 10th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3663 reviews
    PayPal
  • Credit card

    from PayPal 4.91 from 44 reviews
    PayPal
    View all products