Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (56025 reviews)

View other PayPal products

4.76

Based on 56,025 reviews, last reviewed 1st Jun 2026

3172400% increase in 5 star reviews

in the past 90 days

6200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal over a bank I have always used PayPal where available as you have all the backing of your bank as well as PayPal backing if anything goes wrong. Reviewed on: 1st June 2026

Latest lowest rating:

1

Not letting me check out without filling in a survey Not letting me check out without filling in a survey Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (56025)

Handy option

Easy and is very handy when needed Reviewed on: 6th April 2026

spread the cost

a very good way to spread the cost of a purchase, Reviewed on: 6th April 2026

Quick and easy to set up.

Quick and easy to set up. Reminders sent each time your payment is due. Reviewed on: 6th April 2026

I have used PayPal extensively

I have used PayPal extensively both for debit and credit transactions.All have been faultless. Reviewed on: 6th April 2026

A great benefit

Easy to set up and can be a fantastic benefit , especially when you see that certain something you've had your eye on, when it's not financially the best time to buy, but makes sense because it's lower in price. Reviewed on: 6th April 2026

Great service

It does everything I need. And doesn’t charge interest Reviewed on: 6th April 2026

RoyBulmer

PayPal pay in 3 is excellent easy to use would recommend to everyone Reviewed on: 6th April 2026

Never have any issues.

Never have any issues. Will quickly deal with issues with retailers on your behalf. Peace of mind when you shop! Reviewed on: 6th April 2026

Good so far been helpful with pay in three

Good so far been helpful with pay in three Reviewed on: 6th April 2026

Brilliant

Never had any problems with PayPal Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.90 from 34 reviews
Klarna card
from Klarna 4.02 from 4 reviews
Buy now pay later
from Clearpay 3.87 from 55 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.74 from 118282 reviews
Payments
from PayPal 4.73 from 3726 reviews
Credit card
from PayPal 4.70 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub