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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (56354 reviews)

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4.76

Based on 56,354 reviews, last reviewed 2nd Jun 2026

3203300% increase in 5 star reviews

in the past 90 days

6300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I love using paypal and prefer it over any others li... I love using paypal and prefer it over any others like klarna. Reviewed on: 2nd June 2026

Latest lowest rating:

1

Shockingly poor service Constantly taking extra payments, not sticking to agreements, suspending accounts randomly. Suddenly going from a very slick well used service to some... Read more Reviewed on: 2nd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56354)

Easy to use and convenient pay in 3 service

Easy to use and convenient pay in 3 service Reviewed on: 6th April 2026

I use PayPal's pay in 3 all the time!

I use PayPal's pay in 3 all the time! It helps me spread the cost for many things and is interest free, so costs me nothing to use this service. I also feel that I can buy products knowing that should anything goes wrong, PayPal are ready to help me out. In the past the have ensured I get refunded for questionable products and/or services. Reviewed on: 6th April 2026

I love using the pay in 3 feature

I love using pay in 3. It’s immediately approved and you can split payments comfortably on large purchases. The app is so easy to manage payments if you want to just pay it off in one go later or to see when your upcoming payments are. There’s also email or text reminders to let you know a payment is due soon. I think the overall experience is seamless and very easy to use. Sometimes I use it just so I can buy more things without feeling like I’m overspending haha so maybe not so good for the bank balance Reviewed on: 6th April 2026

Love pay in 3!

Love pay in 3! Great for birthdays and Christmas hauls! Reviewed on: 6th April 2026

Simple to use and easy to complete

Always simple to use, enjoy the clarity of the pay in 3 options and ease of using for purchases. Great to have the buyer protection when if a purchase goes wrong. Reviewed on: 6th April 2026

Easy to use and great customer service.

Easy to use and great customer service. Pay in three is very convenient and easy to set up, PayPal is also more secure than other methods. Reviewed on: 6th April 2026

Fair enough

It’s been handy when needed, overall Reviewed on: 6th April 2026

Helping you budget your money better

PayPal in 3 is a way to buy the goods you require and spread the cost over 3 easy payments, whithout being charged interest, What could be better, very helpful... Reviewed on: 6th April 2026

Great app to use, easy to make payment, very clear i...

Great app to use, easy to make payment, very clear instructions Reviewed on: 6th April 2026

Easy to use, easy to pay off earlier

Easy to use, easy to pay off earlier Reviewed on: 6th April 2026

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