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PayPal: Pay in 3 reviews

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4.93
Based on 37,786 reviews, last reviewed 23rd Apr 2026
1455600% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and handy , it's a good credit Good and handy , it's a good credit Reviewed on: 23rd April 2026
Mohammadamin N's avatar
Mohammadamin N

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (37786)

Easy as 1,2,3

5
Straightforward, Clear, Simple Instructions Reviewed on: 24th May 2024
John B's avatar
John B

Is a excellent service this way we don't go over the...

5
Is a excellent service this way we don't go over the budget Reviewed on: 24th May 2024
ot's avatar
ot

No hassle & any issues are sorted out promptly

5
No hassle & any issues are sorted out promptly Reviewed on: 24th May 2024
Chris H's avatar
Chris H

Easy to use.

5
Easy to use. Makes my payments manageable. Reviewed on: 24th May 2024
Josh M's avatar
Josh M

Satisfied customer

5
Resolve issues quickly and competitive interest rates Reviewed on: 24th May 2024
Lorraine P's avatar
Lorraine P

I found this process very easy.

5
I found this process very easy. It is just a matter of few clicks.it is very intuitive and and the same time providing a good level of detail. It is not overwhelming at all. At the same time I have a good visibility of where I am with my payments, how many left and the schedule for those. Honestly I don’t have anything to recommend to do better. Reviewed on: 24th May 2024
Kinga W's avatar
Kinga W

Good for basics

4
only use PayPal for minimal spends as if a problem arises or I want to speak to someone about a transaction it’s its difficult to get through to someone. Reviewed on: 24th May 2024
Ainsley Kemet's avatar
Ainsley Kemet

Pay in 3

5
I use pay in three all the time. I have had no trouble getting refunds. I also get reminded when payment is being taken. Reviewed on: 24th May 2024
Toms gran's avatar
Toms gran

Pay in three is a life saver.

5
Pay in three has helped me manage my finances and make larger purchases possible. As a single income household pay in three is a life saver. Reviewed on: 24th May 2024
Nikki's avatar
Nikki

I think it makes it quite sensible from financial ma...

5
I think it makes it quite sensible from financial management perspective. i bought my phone using pay in 3; it was costly but i was able to manage it easily through 3 installments. Plus best part is no interest. Reviewed on: 24th May 2024
Varun's avatar
Varun

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