Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 37,344 reviews, last reviewed 22nd Apr 2026
1413500% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy but safe to use. PayPal is so easy but safe to use. Reviewed on: 22nd April 2026
James C's avatar
James C

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026
Jo's avatar
Jo
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (37345)

Good when they want your business

1
Failed to take payment from me and then banned me from using the service when their fault Reviewed on: 22nd May 2024
Christopher M's avatar
Christopher M

Very useful asset that helps a lot

5
Very useful asset that helps a lot when you're either in a pinch or just need a bit extra flexibility for your purchases. Reviewed on: 22nd May 2024
Adam S's avatar
Adam S

I've used PayPal for years, both for personal and pr...

5
I've used PayPal for years, both for personal and professional needs in my work as a design engineer. It's incredibly user-friendly, and the security measures, like two-factor authentication, give me peace of mind. Their customer service is always responsive whenever I need help. PayPal's seamless integration with various online platforms makes it my go-to for quick and secure transactions. Highly recommend it for anyone seeking reliable online payments. Reviewed on: 22nd May 2024
Christopher T's avatar
Christopher T

Allowing me to spread payment encorages me to purcha...

5
Allowing me to spread payment encorages me to purchase now and not delay Reviewed on: 22nd May 2024
Carl 's avatar
Carl

i been using this service few time and its excellent...

5
i been using this service few time and its excellent Reviewed on: 22nd May 2024
abdul a's avatar
abdul a

You can never get through to an actual person on liv...

5
You can never get through to an actual person on live chat, paypal is never for helping the purchaser Reviewed on: 22nd May 2024
T K's avatar
T K

Generally i find paypal to be very useful.

5
Generally i find paypal to be very useful. The pay in 3 plan is very valuable to me as a small business. Reviewed on: 22nd May 2024
David G's avatar
David G

Great for buying things on a budget that I can afford.

5
Great for buying things on a budget that I can afford. Means I can purchase essential items and not get charged extortionate interest rates. Reviewed on: 22nd May 2024
Emma G's avatar
Emma G

Amazing and excellent advisors and online platform

5
Amazing and excellent advisors and online platform Reviewed on: 22nd May 2024
Ami's avatar
Ami

I’ve had no problems with PayPal, it’s been good so...

5
I’ve had no problems with PayPal, it’s been good so far Reviewed on: 22nd May 2024
Kartik s's avatar
Kartik s

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill