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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (37269 reviews)

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4.93

Based on 37,269 reviews, last reviewed 22nd Apr 2026

1406200% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Nice app doesnt need much explaing To be honest very nice app and card and makes paying so much easier with pay in 3 Reviewed on: 22nd April 2026

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37269)

Easy application, great interface

Easy application, great interface Reviewed on: 22nd May 2024

The Pay in 3 makes my life easier

The Pay in 3 makes my life easier Reviewed on: 22nd May 2024

PayPal is easy to spread the costs

I've found PayPal very easy to use and useful for easily spreading the cost of my purchases. This is irrespective of the payment options given on storefronts. It is my preferred way to pay as a 2nd layer of protection in a payment chain. Reviewed on: 21st May 2024

PayPal pay in three is so easy.

PayPal pay in three is so easy. Interest free. I love it! Reviewed on: 21st May 2024

Was very helpful to be able to split up the payments...

Was very helpful to be able to split up the payments over 3 instead of paying it all in one lump! Reviewed on: 21st May 2024

Easy and quick to use.

Easy and quick to use. Makes buying things a little easier during these tough times Reviewed on: 21st May 2024

Customer service is not the best.

Customer service is not the best. Sometimes they look for buzz words rather than listening to you. Reviewed on: 21st May 2024

We didn’t have to break the bank for a broken bed!

We had to unexpectedly replace a broken bed in a hurry. Pay in 3 meant we had a bigger and better range to choose from. Perfect solution when you haven’t budgeted for something Reviewed on: 21st May 2024

Great service and easy to access

Great service support and easy to apply and process immediately. Reviewed on: 21st May 2024

Convenient & great for purchases!

Really easy app to use. Use all of my payments through PayPal - I use the pay in 3 for nearly every purchase I make and it makes my bill expenditure easier to watch and justify. Reviewed on: 21st May 2024

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