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PayPal: Pay in 3 reviews

4.76
Based on 74,917 reviews, last reviewed 21st Jun 2026
4950300% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal, recently had a non delivery log goods a... Love PayPal, recently had a non delivery log goods and PayPal registered the claim and helped me get my money back Reviewed on: 21st June 2026
Melanie W's avatar
Melanie W

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (74917)

I’ve been using PayPal for a while now, and it’s eas...

5
I’ve been using PayPal for a while now, and it’s easily one of those services that quietly becomes essential. What stands out most is how effortless it makes transactions feel—whether I’m shopping online, sending money to friends, or receiving payments, everything happens in just a few clicks. The security aspect is especially reassuring. Not having to share card details with every website adds a layer of confidence that’s hard to overlook. On top of that, the buyer protection feature has given me peace of mind more than once, which makes trying new or unfamiliar sellers far less risky. Another thing I appreciate is how widely accepted PayPal is. It’s rare to come across an online store that doesn’t support it, and that consistency makes checkout faster and smoother. The interface is clean and straightforward, so even someone who isn’t particularly tech-savvy can use it without any hassle. While no platform is perfect, PayPal has proven itself to be reliable, convenient, and secure—three things that really matter when it comes to handling money online. It’s one of those tools that just works, and once you start using it, it’s hard to go back. Reviewed on: 27th April 2026

Libertines Tickets

5
It helped me to spread out the cost of my gig tickets. Reviewed on: 27th April 2026

I love PayPal pay in 3!

5
I love PayPal pay in 3! helps with big purchases but takes the sting away from spending all at once :) Reviewed on: 27th April 2026

Great quick easy service.

5
Great quick easy service. Quality points system Reviewed on: 27th April 2026

A great way to make online purchases

5
Paypal is easy to use and a quick and safe way to pay for items online, transaction history is clear for each purchase and detailed. The app is the best way to keep on top of all your transactions Reviewed on: 27th April 2026

Very good experience.

5
I’ve always had a very good experience with using PayPal. Helps me out tbh. Reviewed on: 27th April 2026

FAQ's are G.O.A.T-ed!!!

5
Sometimes i have issues with trying to get to speak to an agent - as they want me to use the FAQ's, but more often than not, my answer is in the FAQ!!! The app and layout is sleek and very easy to use and the PayPal debit card - what a treat! Reviewed on: 27th April 2026

Fantastic, reliable, trustworthy transactions everyt...

5
Fantastic, reliable, trustworthy transactions everytime! Reviewed on: 27th April 2026

Great reward scheme.

5
Great reward scheme. I do wish it was easier to reach the next tier though. And some places don't accept this, like Yorkshire water can't process payments. As well as my LISA Reviewed on: 27th April 2026

It was good and easy to use, quick transfer and the...

4
It was good and easy to use, quick transfer and the best zero cost EMI with most of the transactions, Reviewed on: 27th April 2026

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