Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 35,567 reviews, last reviewed 19th Apr 2026
1246300% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had PayPal for years and always recommend it, it’s a... Had PayPal for years and always recommend it, it’s also simple to use Reviewed on: 19th April 2026
Colleen B's avatar
Colleen B

Latest lowest rating:

2

One minute I get pay in 3 then I don’t. One minute I get pay in 3 then I don’t. Reviewed on: 19th April 2026
Jimmy A's avatar
Jimmy A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (35567)

great for buying yourself investment purchases witho...

5
great for buying yourself investment purchases without leaving yourself too short for the month Reviewed on: 11th May 2024

Great way to spread the cost and very easy to...

5
Great way to spread the cost and very easy to use Reviewed on: 11th May 2024

Use PayPal to pay options.

5
Really easy straight forward to use never glitchy, good way to pay for things ,never had any issues with PayPal would always recommend. Reviewed on: 11th May 2024

Very easy and convenient to use with a degree of fle...

5
Very easy and convenient to use with a degree of flexibility Reviewed on: 11th May 2024

Easiest , fastest and most secured payment method

5
I use paypal a lot. It makes shopping so easy, fast and secured. Reviewed on: 11th May 2024

It’s helped with payments and helped me stay stable...

5
It’s helped with payments and helped me stay stable an able to get the kids anything they want but to have 3 payments instead of just a lump sum now that’s saving/amazing Reviewed on: 11th May 2024

Always safely conducted my purchases

5
Always safely conducted my purchases Reviewed on: 11th May 2024

Give me the opportunity to spread the payment in 3 i...

5
Give me the opportunity to spread the payment in 3 is a big break for me Reviewed on: 11th May 2024

handy and no interest!!

5
Pay in 3 is amazing, handy, no interest is great! Reviewed on: 11th May 2024

Best way for purchasing some products

5
Best way for purchasing some products Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 63 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3679 reviews
    PayPal
    View all products