Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 35,643 reviews, last reviewed 20th Apr 2026
1253100% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. I like the fact you can spread payments over 3 months. Reviewed on: 20th April 2026
Lollie's avatar
Lollie

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (35643)

No interest charge for 'pay in 3'

5
I like the fact that I'm not charged interest for the 'pay in 3' service. Reviewed on: 11th May 2024
CM's avatar
CM

Easy to use and set up - more convenient than...

5
Easy to use and set up - more convenient than my bank Reviewed on: 11th May 2024
James M's avatar
James M

PayPal pay in 3 in a great way to pay!!

5
PayPal pay in 3 in a great way to pay, have used it a lot to purchase things being able to spread the cost over 3 payments is really handy and means we can purchase what we need Reviewed on: 11th May 2024
Wayne B's avatar
Wayne B

I like the app and options available especially pay...

5
I like the app and options available especially pay in 3 which makes it way easier when shopping but you need to work on your customer experience as the wait time is long and I keep getting transferred to different departments as it seems nobody can answer my question Reviewed on: 11th May 2024
Kashim 's avatar
Kashim

So good to keep track on expenses

5
So good to keep track on expenses Reviewed on: 11th May 2024
Yumiko K's avatar
Yumiko K

Paypal service help me to spread my payments and org...

5
Paypal service help me to spread my payments and organise my finanaces, the payment plans takes stress away and pressure from my monthly budget. Reviewed on: 11th May 2024
Marcia H's avatar
Marcia H

The greatest way to Pay

5
PayPal is the greatest way to pay for items online and in store. I highly recommend it to my family and friends. Reviewed on: 11th May 2024
Abbas G's avatar
Abbas G

Pay in Three helps my budget

5
Pay in three give me a bit of flexibility which helps when budgeting for everything. Reviewed on: 11th May 2024
Rachel T's avatar
Rachel T

Always loved paypal, so quick and easy to use.

5
Always loved paypal, so quick and easy to use. Reviewed on: 11th May 2024
Millie E's avatar
Millie E

Helpful advice from agents, always ready to help in...

5
Helpful advice from agents, always ready to help in most circumstances Reviewed on: 11th May 2024
Jones M's avatar
Jones M

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill