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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (35567 reviews)

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4.93

Based on 35,567 reviews, last reviewed 19th Apr 2026

1246300% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Had PayPal for years and always recommend it, it’s a... Had PayPal for years and always recommend it, it’s also simple to use Reviewed on: 19th April 2026

Latest lowest rating:

2

One minute I get pay in 3 then I don’t. One minute I get pay in 3 then I don’t. Reviewed on: 19th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35567)

Amazing use case.

Amazing use case. Hassle free all throughout. Spread my payment so less financial difficulties. Amazing feature would highly reccommend to anyone who has a bank account!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 11th May 2024

Runs seamlessly and offers everything I want in one app

Runs seamlessly and offers everything I want in one app Reviewed on: 11th May 2024

It’s amazing to spread cost and so easy to set up!

It’s amazing to spread cost and so easy to set up! Reviewed on: 11th May 2024

Never had an issue with PayPal, all payments have we...

Never had an issue with PayPal, all payments have went through with no issue. Pay in 3 has been very very useful for me as well Reviewed on: 11th May 2024

Forget a credit card, PayPal is more versatile.

I actually prefer PayPal than using a credit card. The buyer protection is an integral part of my choice as well as the various payment options that are available. I regularly use the pay in 3 option and I also take advantage of the 4 months 0% Apr. Reviewed on: 11th May 2024

intuitive and easy to use

The UI was easy to use, payments were simple and easy to make, everything contractually important was explained and helped me to understand my responsibilities as a customer but also the consequences should payments not be made. Reviewed on: 11th May 2024

I use PayPal whenever I can

I use PayPal whenever I can ! Trustworthy and guaranteed. Reviewed on: 11th May 2024

Easy to manage and good offers to afford what you...

Easy to manage and good offers to afford what you need Reviewed on: 11th May 2024

Pay in 3 is amazing value for money.

Pay in 3 is amazing value for money. Always very accessible and handy to have if something needs buying or is just that little bit too much. Reviewed on: 11th May 2024

Living better with more freedom paypal in 3 offers

Always happy to use 3 in 1 as I cannot always pay / afford full amount in one so great service. During the cost of living crisis I feel.paypal offers me opportunity to have some freedom. From paying bills for essential daily living to living daily which is essential for better living with a few treats for my family and myself. Reviewed on: 11th May 2024

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