Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95434 reviews)

View other PayPal products

4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (95435)

Use Pay in 3 - Best way to Pay

Use. Pay in 3 for many types of purchase .Im always told when money will be taken from account in plenty of time . Reviewed on: 8th June 2026

Easy to use and no issues.

Easy to use and no issues. Found their spread payments option a god send, particularly around Christmas time Reviewed on: 8th June 2026

Excellent service

My experience with PayPal start 2010. I'm with PayPal because very professional and reliable service and I feel protected with them. Reviewed on: 8th June 2026

Excellent service easy access great protection easy...

Excellent service easy access great protection easy to navigate through purchases excellent Reviewed on: 8th June 2026

Handy to have.

Handy to have. With a clear budget plan and the three monthly payment plan helps with budgeting Reviewed on: 8th June 2026

Pay in 3 makes it so easy to budget

Pay in 3 makes it so easy to budget and spread purchases across 3 months without interest. I use it regularly, and barely use a credit card now. Its manageable, and you receive reminder emails about your upcoming payments and confirmation of payments too. Which is helpful to keep track of things. Reviewed on: 8th June 2026

Very convenient

Very convenient and provides an extra layer of online protection Reviewed on: 8th June 2026

Peerless Paypal

Have been a fairly regular user of Paypal for at least 4 years now. Have never been disappointed once. Big payments, purchases split up into manageable chunks, points reward. They have it all. Cannot recommend highly enough. Reviewed on: 8th June 2026

Easy to use.

Easy to use. Links to lots of other apps and communication. Reviewed on: 8th June 2026

Very straightforward

Very straightforward when using PayPal pay in 3 and payments are automatic so I never have to worry about missing a payment Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Buy now pay later
from Clearpay 3.76 from 58 reviews
nextpay
from Next 4.20 from 13 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 172741 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub