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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96434 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96435)

I use a PayPal plus as my main debit card and the po...

I use a PayPal plus as my main debit card and the points rack up pretty quickly. Also having the pay in 3helps with the larger purchases Reviewed on: 8th June 2026

No complaints, customer service always very helpful...

No complaints, customer service always very helpful too. Reviewed on: 8th June 2026

I get paid monthly and some months things are a bit...

I get paid monthly and some months things are a bit tight but if you use PayPal Pay in 3 - you can afford to buy it without going short. Reviewed on: 8th June 2026

Excellent, convenient and efficient

Excellent, convenient and efficient Reviewed on: 8th June 2026

PayPal pay in three

I've only recently started using PayPal pay in three and it's been very handy for me to spread the cost of items that I have bought. I've paid on time. There is a lot of companies that I can pay in three, which makes it very handy that I can do the majority of my shopping online Reviewed on: 8th June 2026

Consistently good and secure way to pay things online.

Consistently good and secure way to pay things online. Reviewed on: 8th June 2026

PayPal service

Easy to use and clearly explains all procedures. If unsure customer service is readily available and very helpful. Reviewed on: 8th June 2026

Excellent all round service

Easy to set up and really helps to pay items by instalments Reviewed on: 8th June 2026

It enables me to make more pricey purchases,

Pay in 3 is amazing it enables me to make purchases, that I wouldn’t usually be able to manage without diligently saving in advance. It’s my go to for more pricey purchases. Reviewed on: 8th June 2026

Always a positive experience.

Always a positive experience. Trusted service who I can rely on Reviewed on: 8th June 2026

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