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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96463 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96467)

Always use PayPal to pay with instalments

Always use PayPal to pay with instalments Reviewed on: 8th June 2026

Has always accepted and made my purchasing a lot eas...

Has always accepted and made my purchasing a lot easier Reviewed on: 8th June 2026

great! love pay in 3

great! love pay in 3. always helpful on bigger purchases Reviewed on: 8th June 2026

I love the pay in 3 as it gives more time to pay you...

I love the pay in 3 as it gives more time to pay your bill.3 lots of payments is better then paying all in one go Reviewed on: 8th June 2026

Not always totally reliable app and in my experience...

Not always totally reliable app and in my experience overseas seller refunds not always worth pursuing due to postage costs . Reviewed on: 8th June 2026

Never had any problems.

Never had any problems. Always had notification that payment was due to be taken . Reviewed on: 8th June 2026

No problems all good will use again

No problems all good will use again Reviewed on: 8th June 2026

Secure, convenient way to make larger purchases.

The first time l used pay in 3, l was a bit worried about how it works. All the way through the process l was advised of payments due, total still outstanding and kept up to date when all was completed. I have used this many times now for bigger purchases and would definitely recommend. Reviewed on: 8th June 2026

Had an issue with fraud and PayPal dealt with it wit...

Had an issue with fraud and PayPal dealt with it with no fuss or stress on me. Brilliant service Reviewed on: 8th June 2026

Spreading the cost

I have found it useful to spread the cost on occasions. Reviewed on: 8th June 2026

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