Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 97,552 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
470% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026
Lynne R's avatar
Lynne R

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026
Gary 's avatar
Gary

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (97798)

Excellent service and never a problem with a transac...

5
Excellent service and never a problem with a transaction.PAypal is the best Reviewed on: 8th June 2026

Payment method of choice

5
I've never had any negative issues with PayPal, find pay-in-three to be very useful, and have recommended to others. Basicall, PayPal is my first choice of payment method. Reviewed on: 8th June 2026

Always had a good experience, never had an issue, al...

5
Always had a good experience, never had an issue, always been helpful. Reviewed on: 8th June 2026

I like PayPal very straightforward to use and naviga...

5
I like PayPal very straightforward to use and navigate and the pay in 3 option is a life saver Reviewed on: 8th June 2026

ALWAYS A GOOD METHOD OF PAYMENT , AND ALWAYS RELIABLE.

5
ALWAYS A GOOD METHOD OF PAYMENT , AND ALWAYS RELIABLE. Reviewed on: 8th June 2026

Fantastic way to purchase

5
A excellent way to purchase items over a short period till your next pay day Reviewed on: 8th June 2026

Paypal Pay in 3 is handy for life's ups and downs

5
Paypal is a great platform and Pay in 3 is an excellent way to spread the cost of a larger purchase with the benefit of knowing exactly when those payments will be taken, even sending you a reminder in case you need it. Reviewed on: 8th June 2026

A reliable tool for personal and business transactions

5
I have been using Paypal for over 10 years, reliable, free and intuitive. Lovely humans customer service Reviewed on: 8th June 2026

Simple safe secure

5
Easy to use safe and secure payments good payment options Reviewed on: 8th June 2026

PayPal pay in 3 , is a great product.

5
PayPal pay in 3 , is a great product.I have never had a problem and the platform has been hardened against fraudsters and hackers. Security is a big deal and to an extent, paypal has got their act together Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 176231 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3846 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products