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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98267 reviews)

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4.76

Based on 97,957 reviews, last reviewed 11th Jul 2026

508% increase in 5 star reviews

in the past 90 days

480% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98269)

problems packages.

Iv had a few problems with packages not arriving and PayPal gave great advice to resolve it. Reviewed on: 8th June 2026

Easy and quick to use

Very easy to navigate and use. Helps manage payments and splits out equally Reviewed on: 8th June 2026

Best customer service.

Polite advisors ,every query answered and every issue resolved. Reviewed on: 8th June 2026

Wonderful app

Wonderful app to use with hassle less Reviewed on: 8th June 2026

Couldn’t recommend enough!

Extremely user friendly, reliable and allows for safe transactions. An excellent service that I would highly recommend as it has allowed me to purchase goods for my first home comfortably. Payment and repayment is seamless. Reviewed on: 8th June 2026

I use PayPal all the time and pay in three makes man...

I use PayPal all the time and pay in three makes managing cash flow souch easier. Reviewed on: 8th June 2026

Idiotic Customer Service journey

I had an issue with PayPal pay in 3 not working for 2 weeks, I had multiple customer service given different options to why it doesn't work from blaming my bank which was unfounded saying it doesn't work with credit cards when Wise is Debt based. Typing my card details wrong which wasn't correct. Having to wait 50 hours for the card details to activate which didn't work and then finally had a individual call me and despite explaining all the previous attempts still did the same steps and say that should fix it and it was the most idiotic phone call I ever had. In the end I didn't use PayPal pay in 3 at all. Reviewed on: 8th June 2026

Helps manage payments

Pay in 3 is a great way to help make purchasing items more manageable by spreading the cost. Reviewed on: 8th June 2026

Fast and secure reliable and buy now pay later options.

I have been using PayPal for more than a decade and did not have any major issues regarding the payments or lost of funds. It is secure and fast and has options like pay later or pay in 3 which is helpful if you are limited on budeget. Reviewed on: 8th June 2026

Never had any issues with using PayPal, pay in 3 or...

Never had any issues with using PayPal, pay in 3 or direct payments Reviewed on: 8th June 2026

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