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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (100971 reviews)

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4.76

Based on 100,930 reviews, last reviewed 14th Jul 2026

515% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Valuable services for everyone, it offers the possib... Valuable services for everyone, it offers the possibility of buying and transferring Reviewed on: 14th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (100971)

Love the option to pay in 3 easily

Love the option to pay in 3 easily Reviewed on: 9th June 2026

pay in 3 helpful

Took advantage of the pay in 3 offer, helpful for my finances. Reviewed on: 9th June 2026

It's very convenient and hassle free

It's very convenient and hassle free Reviewed on: 9th June 2026

Smooth and easy to use and set up ,

Smooth and easy to use and set up , Reviewed on: 9th June 2026

So many different places I can use especially with y...

So many different places I can use especially with young children who constantly need shoes etc. Reviewed on: 9th June 2026

I use pay in 3 for alot of my shopping it helps me m...

I use pay in 3 for alot of my shopping it helps me make affordable choices I highly recommend it to my friends and family I feel for me this is my affordable shopping method and I feel safe and secure using paypal with their cover policy when 8 have used customer service I found them quick and efficient very helpful and easy to contact Reviewed on: 9th June 2026

Convenient and easy way to pay

Quick and convenient way to arrange payments Reviewed on: 9th June 2026

I have found PayPal easy and intuitive to use.

I have found PayPal easy and intuitive to use. It feels secure and reliable, and I appreciate the level of protection and support it offers if anything goes wrong. Reviewed on: 9th June 2026

PayPal is easy to use and I trust their security.

PayPal is easy to use and I trust their security. Pay in three is useful when you can’t afford the full amount and what’s more it’s interest free! Reviewed on: 9th June 2026

Clear, concise with budget protection built in...

Clear, easy to understand and they don't allow you to go overboard on your spending with this scheme. You know exactly what you are going to pay for the next three months, no interest and a great way to temporarily, reliably spread medium purchases that you find yourself occasionally needing. But, you are not automatically accepted for this - even if under your credit limit - there I somewhere an algorithm which ensures you don't end up with huge, unwieldy monthly payments - which is oh so easy to do, and this ensures you have to think carefully first before using the service, perfect for those times when the ads have you wanting more! Reviewed on: 9th June 2026

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