Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (100972 reviews)

View other PayPal products

4.76

Based on 100,930 reviews, last reviewed 14th Jul 2026

515% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Valuable services for everyone, it offers the possib... Valuable services for everyone, it offers the possibility of buying and transferring Reviewed on: 14th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (100972)

Clear, concise with budget protection built in...

Clear, easy to understand and they don't allow you to go overboard on your spending with this scheme. You know exactly what you are going to pay for the next three months, no interest and a great way to temporarily, reliably spread medium purchases that you find yourself occasionally needing. But, you are not automatically accepted for this - even if under your credit limit - there I somewhere an algorithm which ensures you don't end up with huge, unwieldy monthly payments - which is oh so easy to do, and this ensures you have to think carefully first before using the service, perfect for those times when the ads have you wanting more! Reviewed on: 9th June 2026

Pay pal is excellent I would mot have purchased alot...

Pay pal is excellent I would mot have purchased alot of what I do without the security of Pay pal and refund service is excellent Reviewed on: 9th June 2026

I have used PayPal for many years either direct paym...

I have used PayPal for many years either direct payments or monthly and I can’t fault the service as I have never had any issues Reviewed on: 9th June 2026

Great for spreading the cost.

Always quick and easy to use and helps spread the cost of those unexpected expenses! Reviewed on: 9th June 2026

I feel secure when using PayPal and I am always conf...

I feel secure when using PayPal and I am always confident of a professional experience. The option to Pay in three gives me greater flexibility when managing my purchases. I would definitely recommend using the options that PayPal for a secure, professional and efficient experience. Reviewed on: 9th June 2026

Nd problems with paypal it makes my life a lot easi...

Nd problems with paypal it makes my life a lot easier especially pay in 3. Reviewed on: 9th June 2026

Secure and safe

Great tool, feels like it is a secure option for payment when you are not 100% sure of the person / company you are dealign with Reviewed on: 9th June 2026

No comment

No comment no comment no comment Reviewed on: 9th June 2026

Good service

Ive never had any issues ...Good service Reviewed on: 9th June 2026

Great Service

I have never had an unresolved problem with PayPal. All seems transparent and very straight forward. Not sure why there are still lots out there not using PayPal. But I will highly recommend 100% Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews
nextpay
from Next 4.20 from 13 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 180784 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub