Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101058 reviews)

View other PayPal products

4.76

Based on 101,053 reviews, last reviewed 15th Jul 2026

510% increase in 5 star reviews

in the past 90 days

464% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always good customer service, have always had any is... Always good customer service, have always had any issues sorted swiftly Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101058)

Very easy to use and whenever there is an issue PayP...

Very easy to use and whenever there is an issue PayPal are great to deal with Reviewed on: 9th June 2026

Splitting the cost enables me to make purchases when...

Splitting the cost enables me to make purchases when money is tight. Being interested in free is amazing Reviewed on: 9th June 2026

Convenient, easy to use.

Convenient, easy to use. Makes those bigger purchases easier to afford Reviewed on: 9th June 2026

Pay in 3 excellent I use it for most purchases

Pay in 3 excellent I use it for most purchases Reviewed on: 9th June 2026

Great and easy to use.

Great and easy to use. No complaints Reviewed on: 9th June 2026

If I haven't got the full amount, Pay-in-3 is great.

I don't always have the full amount, so when something has caught my eye, Pay-in-3 is the best way to go. It lets me budget for the next 2 payments without worrying. Reviewed on: 9th June 2026

it's good, pay in 3 payments has given me a lot of f...

it's good, pay in 3 payments has given me a lot of freedom available to split my cost. Reviewed on: 9th June 2026

The payment in 3 is good but I do wish there is an o...

The payment in 3 is good but I do wish there is an option for longer length like 6 or 9 months. At a time when people are careful with spending their money, having the option to spread payment for longer term would be very helpful Reviewed on: 9th June 2026

Pay in 3

I have bought a phone with the Argos pay in 3 and have no issues with anything Reviewed on: 9th June 2026

It’s the most simple straight forward process and my...

It’s the most simple straight forward process and my go to over Klarna or other options that are out there Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.36 from 563 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews
Buy now pay later
from Clearpay 3.85 from 59 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 180857 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub