Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101060 reviews)

View other PayPal products

4.76

Based on 101,053 reviews, last reviewed 15th Jul 2026

510% increase in 5 star reviews

in the past 90 days

464% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always good customer service, have always had any is... Always good customer service, have always had any issues sorted swiftly Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101060)

Pay in 3

I have bought a phone with the Argos pay in 3 and have no issues with anything Reviewed on: 9th June 2026

It’s the most simple straight forward process and my...

It’s the most simple straight forward process and my go to over Klarna or other options that are out there Reviewed on: 9th June 2026

Great service

I have used this a few times for more expensive purchases and it has been really smooth for me and very helpful. I don’t need to remember to pay by a certain date as it comes out automatically but I am usually reminded that the payment is coming up so I have enough in my bank account. Reviewed on: 9th June 2026

Perfect pay in 3, horrendous customer service

The pay in 3 option is great, no hidden fees and you can choose to make a payment early if you want however, when something goes wrong, such as an unauthorized transaction that you didnt make, the customer service team just brush you off and say there isn't anything suspicious so I would recommend not keeping your card details on there just to be safe and ensure this wont happen to you. Reviewed on: 9th June 2026

Easy to use every time I use it.

Easy to use every time I use it. Easy to use Reviewed on: 9th June 2026

Very efficient with refunds when things go wrong

Very efficient with refunds when things go wrong Reviewed on: 9th June 2026

Easy on money and great service.

Easy on money and great service. It helps when you need money to buy something important. Reviewed on: 9th June 2026

pay in 3 is for me

pay in 3 allows me to purchase goods i would otherwise not be able to so thanks to PAYPAL Reviewed on: 9th June 2026

I LOVE PAYPAL.

I LOVE PAYPAL. I really like how easy it is to use, how quick i can make paments, and even split them in 3. Reviewed on: 9th June 2026

Paypal...

If you have a problems they get back to you straight away it’s just stress free Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from PayItMonthly 4.81 from 293 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 180858 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub