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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98115 reviews)

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4.76

Based on 97,957 reviews, last reviewed 11th Jul 2026

508% increase in 5 star reviews

in the past 90 days

480% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98131)

Spreading the cost

Pay in 3 has been very useful when I’ve needed to spread the cost Reviewed on: 8th June 2026

I have used pay in three numerous times , it’s easy...

I have used pay in three numerous times , it’s easy , straightforward , and immediate a doddle to use Reviewed on: 8th June 2026

It helped spread my costs efficiently without costin...

It helped spread my costs efficiently without costing anything extra. Without it I may have missed out on what I wanted to buy Reviewed on: 8th June 2026

I have used pay in 3, twice and found it easy to use.

I have used pay in 3, twice and found it easy to use. I was kept well informed, regarding when the next payment was due, the amount and balance, etc. Pay in 3 is great for spreading the cost of large purchases Reviewed on: 8th June 2026

PayPalis easy to use and I like the piece of mind fr...

PayPalis easy to use and I like the piece of mind from using it for payments and with refunds Reviewed on: 8th June 2026

Easy payments

I’ve never had any issues, I’ve used PayPal’s pay in 3 often and it’s always gone through with no issues. I know they protect the buyer so if I’m purchasing anything big I will always use PayPal for extra protection on large items. Reviewed on: 8th June 2026

Easy to use and to understand makes big purchases ea...

Easy to use and to understand makes big purchases easier with the cost being spread and you can also pay it off anytime before the allocated dates Reviewed on: 8th June 2026

Recommend to all

Paypal pay in three is super easy to use, and i really enjoy the flexibility of paying for things at your own discretion - as well as being able to pay it off in full whenever you feel like it! It has a super simple format and a lot easier and straight forward than competing finance providers due to the additional security you’re provided Reviewed on: 8th June 2026

Great all smooth every time always a pleasure to use...

Great all smooth every time always a pleasure to use Reviewed on: 8th June 2026

Extremely easy to use and really makes paying for th...

Extremely easy to use and really makes paying for things easier on the pocket! Reviewed on: 8th June 2026

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