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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97552 reviews)

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4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97569)

Paypal review

Best for spreading payments over 3 payments, good for credit. Reviewed on: 8th June 2026

I love pay pal in 3.

I love pay pal in 3. I always use PayPal as i trust it rather some other payment plans. If a company doesn't use it I won't order. Bonus paying over 3 months especially if it's a more expensive item Reviewed on: 8th June 2026

Easy and efficient

Process is quick and efficient, helps us divide payments which are more manageable with no extra interest on top. Reviewed on: 8th June 2026

Highly recommend quick and easy to use

I have had no issues using pay in 3 it is quick and easy to use and helps with any emergency purchases needed Reviewed on: 8th June 2026

Incredible.

Incredibly easy to use, good communication. Reviewed on: 8th June 2026

Never failed me

Never failed me. Always works, helps me spread my money out without entirely spending loads at once. Very very helpful for expensive train tickets in particular Reviewed on: 8th June 2026

User friendly and plenty of options

Easy to transfer money, pay & split bills and provides confidence when buying online Reviewed on: 8th June 2026

Reliable Payments Made Easier with Pay in 3

I've had a great experience using PayPal, especially their Pay in 3 feature. It allows me to spread the cost of purchases over three interest-free payments, which makes managing my budget much easier. The application process is quick, payments are clearly scheduled, and everything can be tracked easily through the app. I also appreciate the added security PayPal provides when shopping online. Transactions are fast, reliable, and accepted by many retailers. Overall, PayPal has made online payments more convenient and flexible, and the Pay in 3 option is one of the main reasons I continue to use it. Reviewed on: 8th June 2026

Automated payments made it easy to use and 3 months...

Automated payments made it easy to use and 3 months interest free is great. There is an option to pay in advance before the due date every month. I did not opt for this however it’s great to have as an option. Reviewed on: 8th June 2026

Pay pal pay in 3

Pay pal pay in 3 is always an easy option to spread costs and there’s nearly always that option in my experience Reviewed on: 8th June 2026

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