Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (40306 reviews)

View other PayPal products

4.93

Based on 40,306 reviews, last reviewed 28th Apr 2026

1694500% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Life saver Very easy to use and great way to manage money. Reviewed on: 28th April 2026

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (40306)

Nice option for buying high value items over time wi...

Nice option for buying high value items over time without interest charges. Reviewed on: 11th May 2024

Paypal always come through.

Paypal always come through. Fast, reliable and secure. Excellent service. The new Pay In Three option has helped me immensely by breaking costs into more manageable payments, with the current cost of living crisis this is huge to those of us on low incomes. Reviewed on: 11th May 2024

Ease of Use...

Ease of use - easy to set-up the account and get spending aswell as tracking what's spent and what's due soon on. Reviewed on: 11th May 2024

Great it was good easy to get and even more...

Great it was good easy to get and even more Reviewed on: 11th May 2024

Easy to use and track repayments, available across a...

Easy to use and track repayments, available across a wide range of sites Reviewed on: 11th May 2024

Great way of helping to manage payments for large ex...

Great way of helping to manage payments for large expenses, I use it regularly. Reviewed on: 11th May 2024

Helps you in your pocket in 3ways not 1

I find the pay in 3 is so ideal for me and other people to when you can spread your costs Reviewed on: 11th May 2024

VERY DISAPPOINTED with last expensive transaction wh...

VERY DISAPPOINTED with last expensive transaction when it didn't let me PAY IN 3! WHY? Reviewed on: 11th May 2024

secure and easy to use

always use paypal for my payment transaction, easy to use and secure Reviewed on: 11th May 2024

Easy to use.

Quick and easy to use once setup. No problems with any payments. App easy to navigate around. Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.50 from 14 reviews
Buy Now Pay Later
from Klarna 4.87 from 549 reviews
Buy Now Pay Later
from Etika 4.78 from 663 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Credit card
from PayPal 4.92 from 66 reviews
Payments
from PayPal 4.92 from 3687 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub