Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 40,355 reviews, last reviewed 28th Apr 2026
1699100% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It has proved invaluable It has proved invaluable when I've wanted to buy items and not had the full amount available straight away. Reviewed on: 28th April 2026
Janice 's avatar
Janice

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (40355)

I used Paypal pay in 3 several times and I never had...

5
I used Paypal pay in 3 several times and I never had any issues, my general experience with Paypal was really good. Reviewed on: 11th May 2024
Andreea B's avatar
Andreea B

Pay in three

5
Makes items alot more affordable Reviewed on: 11th May 2024
Ryan Pook's avatar
Ryan Pook

Excellent

5
Having the chance to split big purchases through 3 months, without interests, is simple amazing! Reviewed on: 11th May 2024
Abel H's avatar
Abel H

A payment divided in 3 is a excellent idea.

5
Very good service, if you wanna buy a mobile phone is very good pay in 3 installments, if you sign up for a phone contract you have to pay 24 monthly payments, but with pay in 3 definitely you will save lots of money , basically yiu will don't feel this payments in your wallet Reviewed on: 11th May 2024
Razvan S's avatar
Razvan S

Easy to use.

5
Easy to use. Clear repayment schedule. Reviewed on: 11th May 2024
Tiffany C's avatar
Tiffany C

Interest Free!

5
I love PayPal as it’s a secure way to buy and sell items giving peace of mind. I am also enjoying the pay in 3 option and find I’m using this mainly for ‘wish list’ items around my home, being interest free is also a big positive! Reviewed on: 11th May 2024
Diana M's avatar
Diana M

Great service as always.

5
Great service as always. I’m using Paypal products for years, impressive service. Reviewed on: 11th May 2024
Rodrigo's avatar
Rodrigo

Easy way to pay.

5
Easy way to pay. Comfortable payments. Reviewed on: 11th May 2024
Maria L's avatar
Maria L

Good but should allow to pay off little bits during...

4
Good but should allow to pay off little bits during the month if you want instead of only allowing the full amount Reviewed on: 11th May 2024
Jenson J's avatar
Jenson J

PayPal makes paying for things online super easy and...

5
PayPal makes paying for things online super easy and it’s really easy to use Reviewed on: 11th May 2024
Frank G's avatar
Frank G

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill