Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 40,895 reviews, last reviewed 29th Apr 2026
1750000% increase in 5 star reviews
in the past 90 days
3100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was very easy to setup a pay in 3 for my purchase. It was very easy to setup a pay in 3 for my purchase. PayPal also confirmed every thing at each stage making things very easy and confident in the tra... Read more Reviewed on: 29th April 2026
Colin Boyd's avatar
Colin Boyd

Latest lowest rating:

1

It used to be good , used pay in 3 all the time. It used to be good , used pay in 3 all the time. now it will not let me use pay in 3. Tried to find out why but no answer. Just a robot fir customer s... Read more Reviewed on: 28th April 2026
Booboo's avatar
Booboo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (40895)

I used Paypal pay in 3 several times and I never had...

5
I used Paypal pay in 3 several times and I never had any issues, my general experience with Paypal was really good. Reviewed on: 11th May 2024

Pay in three

5
Makes items alot more affordable Reviewed on: 11th May 2024

Excellent

5
Having the chance to split big purchases through 3 months, without interests, is simple amazing! Reviewed on: 11th May 2024

A payment divided in 3 is a excellent idea.

5
Very good service, if you wanna buy a mobile phone is very good pay in 3 installments, if you sign up for a phone contract you have to pay 24 monthly payments, but with pay in 3 definitely you will save lots of money , basically yiu will don't feel this payments in your wallet Reviewed on: 11th May 2024

Easy to use.

5
Easy to use. Clear repayment schedule. Reviewed on: 11th May 2024

Interest Free!

5
I love PayPal as it’s a secure way to buy and sell items giving peace of mind. I am also enjoying the pay in 3 option and find I’m using this mainly for ‘wish list’ items around my home, being interest free is also a big positive! Reviewed on: 11th May 2024

Great service as always.

5
Great service as always. I’m using Paypal products for years, impressive service. Reviewed on: 11th May 2024

Easy way to pay.

5
Easy way to pay. Comfortable payments. Reviewed on: 11th May 2024

Good but should allow to pay off little bits during...

4
Good but should allow to pay off little bits during the month if you want instead of only allowing the full amount Reviewed on: 11th May 2024

PayPal makes paying for things online super easy and...

5
PayPal makes paying for things online super easy and it’s really easy to use Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3687 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 68 reviews
    PayPal
    View all products