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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78634 reviews)

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4.76

Based on 78,608 reviews, last reviewed 1st Jul 2026

5302200% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great company to use, never experienced an issue and... Great company to use, never experienced an issue and have used them for many years and will continue to do so. Reviewed on: 1st July 2026

Latest lowest rating:

1

chat service was terrible made things worse chat service was terrible made things worse Reviewed on: 1st July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78634)

I always use PayPal pay in 3 for big purchases.

I always use PayPal pay in 3 for big purchases. So easy to use and I particularly like that I can pay it off sooner if I want to. Reviewed on: 23rd April 2026

The pay in 3 is brilliant for when you can't pay for...

The pay in 3 is brilliant for when you can't pay for things all in one go. It gives you a 3 month period to pay. That's brilliant. Reviewed on: 23rd April 2026

Payment quick easy and secure.

Payment quick easy and secure. Any issues with a retailer where a refund is due or item not received dealt with quickly Reviewed on: 23rd April 2026

Very useful tool when I need to spread the cost.

Very useful tool when I need to spread the cost. Reviewed on: 23rd April 2026

Great, easy and safe transactions

Great, easy and safe transactions Reviewed on: 23rd April 2026

A game changer for people with financial limitations

The pay in three free option has allowed me to purchase things that I would have no the chance to adquiere otherwise. A game changer for people with financial limitations. 10/10! Reviewed on: 23rd April 2026

Its best option to split payement.

Its best option to split payement. Reviewed on: 23rd April 2026

Paypal pay in 3 has helped me so many times

Paypal pay in 3 has helped me out so many times when I haven't been able to pay for something up front like my daughters swimming lessons. Being able to spread the payments has been a life saver. Reviewed on: 23rd April 2026

Never had a problem with PayPal in all the many year...

Never had a problem with PayPal in all the many years I’ve been using it Reviewed on: 23rd April 2026

Pay pal is so easy to use and pay in three is a game...

Pay pal is so easy to use and pay in three is a game changer Reviewed on: 23rd April 2026

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