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PayPal: Pay in 3 reviews

4.93
Based on 45,976 reviews, last reviewed 6th May 2026
2229000% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
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0%
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Latest highest rating:

4

Good enough to keep track of spending activities Good enough to keep track of spending activities Reviewed on: 6th May 2026
I Mani's avatar
I Mani

Latest lowest rating:

2

can be improved Had to close the mobile line and no way to change the number after it. Reviewed on: 6th May 2026
Sandro B's avatar
Sandro B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (45976)

Had paypal for a long time and the 0% options help o...

5
Had paypal for a long time and the 0% options help online. good options and straight forward UI. Reviewed on: 24th May 2024

Interest free, easy to use, no debt pile

5
I’m a regular user of PayPal’s Pay in 3. It’s so simple to use, spreads chunky payments over a more manageable horizon without building up a backlog of debt. And best of all, it’s interest free Reviewed on: 24th May 2024

love PayPal Payin3

5
So easy to set up in PayPal and a whole range of retailers it can be used with. Sometimes it is just amazingly useful to spread payments across 3 months for no extra cost! Reviewed on: 24th May 2024

Paypal is very versatile, safe and professional

5
Paypal is very versatile, safe and professional Reviewed on: 24th May 2024

Always love being able to use the paypal pay in...

5
Always love being able to use the paypal pay in 3 Reviewed on: 24th May 2024

Good stuff

5
Helps break down bigger online payments into more palatable payments over time interest free. Reviewed on: 24th May 2024

Great way to pay online

5
Great way to pay online , never had any problems with it and its helped me out Reviewed on: 24th May 2024

Such an easy and convenient service with reminders a...

5
Such an easy and convenient service with reminders absolutely fab! Reviewed on: 24th May 2024

Very useful service

5
I love PayPal, it was particularly useful when I did not have the money to pay for something straight away and it allowed me to use it as a loan without the fees for a while. Also the pay in 3 is extremely useful for me and I use it all the time. Reviewed on: 24th May 2024

Seamless way to do my payment .

4
Seamless way to do my payment .I enjoy using it all the timme Reviewed on: 24th May 2024

Review PayPal: Pay in 3 now

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