Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 48,461 reviews, last reviewed 9th May 2026
2463400% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great application Great. Excellent service. Easy to use. I always use PayPal as an option when buying on line Reviewed on: 9th May 2026
Shirley 's avatar
Shirley

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (48461)

Seamless transfers and connects to people easier tha...

5
Seamless transfers and connects to people easier tha bank transfers. Pay in 3 is a life line to manage payments eg flight tickets Reviewed on: 27th May 2024
Douglas D's avatar
Douglas D

Payment in 3 is brilliant

5
I find that the pay in 3 option in PayPal is great because it helps me to get items that I would struggle to get if I had to pay the whole price in one go. Being able to break the payments into 3 monthly payments is such a great help. The whole experience using PayPal is great and the customer service is second to none Reviewed on: 27th May 2024
Lynn G's avatar
Lynn G

Fantastic idea and well executed

5
Fantastic idea and well executed Reviewed on: 27th May 2024
Saurav 's avatar
Saurav

I haven’t had any issues with pay in 3.

5
I haven’t had any issues with pay in 3. In fact this has helped me whenever I am very stretched with budget and in need to buy things Reviewed on: 27th May 2024
Raquel's avatar
Raquel

PayPal 3

5
It is easy to use and makes it easier to manage my payments so they are more affordable for my purchases. Reviewed on: 27th May 2024
Leod's avatar
Leod

Excellent.

5
Excellent. Pay in 3 is great for unexpected purchases. Reviewed on: 27th May 2024
Susan's avatar
Susan

Safest payment

5
Always had the money safe there where it is and it’s insured when you do payments. Also the pay in instalments was and still is to pay with. No hassle when you can’t pay a big sum in one go. Reviewed on: 27th May 2024
Sietska M's avatar
Sietska M

Excellent Credit Options

5
Interest free credit option. Pay in 3 if you don’t want to spend money in one go. Helps to build credit history as well. Reviewed on: 27th May 2024
AHT's avatar
AHT

Always quick and efficient!

5
Always quick and efficient! I’ve never faced any issues using this service, and if any order is returned it’s always amended in sufficient time. I would always use this service and recommend to others to also use it. Reviewed on: 27th May 2024
Hannah B's avatar
Hannah B

A great, flexible way to purchase!

5
A great, flexible way to spread the cost of any purchases. No hassle to use and the app is clear and simple to navigate Reviewed on: 27th May 2024
Nicola J's avatar
Nicola J

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill